Which of the following is the advantage of a CMO (collateralized mortgage obligation) to an investor over a pass-through? O A CMO makes interest payment once every six months. O ACMO has a lower credit risk than a pass-through. O None of the answers are correct. Interest rate of a CMO is guaranteed while interest rate of a pass-through is not. O ACMO is not taxable while a pass-through is taxable.

Answer:

The term new market can be used in 2 ways:

1) A new market is being used as a term for a new type of shop/ a new genre of market place.

2)  A new market value(rise of market value)

Explanation:

Your Welcome

Answer: B.) Bar

Explanation: When trying to compare batting average of all players on the leagues baseball team, the batting average of the players in each team is measured and the data grouped by team. When measuring changes, differences or comparison, the bar chart and line chart seems to be the best for such purposes. However, depending on whether the changes in measured data is large or small, the bar chart seems best suited in cases where large differences exists, while line graphs are better when small differences exist between measure data.

Answer:

B.) Bar

Explanation:

Answer:

correct. its true and I absolutely agree with you. good job

Explanation:

Bc y=2x-1^3 is the equation

The four categories of income are wages and salaries, interest, rent, and profits.

- Wages and salaries are the payments that employees receive from their employers in exchange for their work. This includes regular wages, tips, and bonuses.
- Interest is the income that is earned from investments, such as savings accounts or bonds.
- Rent is the income that is earned from leasing or renting out property, such as a house or an apartment.
- Profits are the income that is earned from running a business, after all expenses have been paid.
Each of these categories of income plays an important role in the economy and helps to determine the overall level of economic activity.

It is important for individuals to understand the different categories of income in order to make informed financial decisions and plan for their future.

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Among the given options, the best option for Jack to browse the internet, read emails, and store basic data while traveling would be the computer tablet. A computer tablet is a mobile device that functions as a portable computer.

It is a versatile device that provides a convenient way to browse the internet, read emails, and store basic data while on the move. The device is easy to carry around as it is lightweight and compact. A tablet computer is designed with a touchscreen display and a built-in rechargeable battery that can last for a few hours to over a day.

Additionally, tablets offer a wide range of features, including a camera, GPS, Bluetooth, Wi-Fi, and a mobile internet connection. Hence, a computer tablet would be the best option for Jack to browse the internet, read emails, and store basic data while traveling.

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A computer tablet is the best option for Jack's needs due to its portability, user-friendly interface, and ability to perform essential tasks such as browsing the internet, reading emails, and storing data. It is efficient and convenient for travel purposes.

Considering Jack's need for a convenient device to browse the internet, read emails, and store basic data when he travels, the best option for him would be a computer tablet. Compared to an all-in-one computer or a desktop, a tablet is far more portable and thus more suitable for travel purposes. Further, while a high-end laptop could potentially meet Jack's needs, a tablet is typically lighter, more compact, and typically able to perform the necessary tasks such as web browsing, email reading, and basic data storage efficiently. To illustrate, the introduction of devices like iPads and Android tablets has changed the technological scene significantly, especially since the year 2007.

Their user-friendly interfaces and wireless connectivity features make them ideal for personal use during travel. Plus, the revolutionary touch-screen interfaces provide an advantage over conventional computers or laptops. It's also worth noting that tablets have proven to be quite effective at tasks that once required a desktop computer to do. For Jack, the convenience of tablets makes them an ideal choice.

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Planning to finance higher education helps people prepare for their financial future because it teaches them about funds management and loans and interest.

The oversight and management of an economic institution's cash flow is known as funds management. The fund manager will ensure that the deposit maturity schedules correspond to the loan demand. To do so, the manager examines the both obligations and the investments that affect the bank's capacity to provide credit.

Loan means the time period over which the borrower must repay the loan.  The rate that the quantity owed grows, usually expressed as an annual percent rate (APR) is known as Interest Rate. Loan Payments are defined as amount of cash that must be paid each month or week to gratify the loan terms.

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Answer: B. credit and collection manager

Explanation:

In a small company, employees will typically have to act in more than one role but usually in roles that are related. As the Accounts Receivable coordinator, the closest role in the options would be that of Credit and Collection manager.

As Accounts receivable coordinator, the person is in charge of the accounts of those who owe the company so that there are no problems in payments, records or other errors and problems.

As Credit and Collection manager, their jobs will be similar as the credit and collection manager is in charge of evaluating potential debtors as well as following up on actual debtors to ensure that they pay what they owe the company.

Answer:

The pp's new value of operations would be $487,805. The right answer is e

Explanation:

According to the given data we have the following:

ke=12%

kd=8%

wd=30%

we=70%

To calculate the pp's new value of operations we would have to calculate the WACC as follows:

WACC=we*ke+wd*kd*(1-t)

WACC=70%*12%+30%*8%*(1-0.4)

WACC=9.84%

Therefore,  pp's new value of operations=EBIT(1-t)/WACC

=$80,000(1-0.4)/9.84%

=$487,805

The pp's new value of operations would be $487,805

Supply and demand are two fundamental concepts in economics that explain the behavior of buyers and sellers in the market. Despite their differences, there are also some similarities between supply and demand that are worth exploring.

Here are two key similarities between supply and demand:
1. Both supply and demand are affected by changes in price:One of the most significant similarities between supply and demand is that both are sensitive to changes in price. The law of demand states that as the price of a good or service increases, the quantity demanded of that good or service decreases, all other things being equal. Similarly, the law of supply states that as the price of a good or service increases, the quantity supplied of that good or service also increases, all other things being equal. This inverse relationship between price and quantity is what drives the market and determines the equilibrium price and quantity.
2. Both supply and demand are influenced by external factors:Another similarity between supply and demand is that both can be influenced by external factors beyond their control. For instance, changes in consumer preferences, income levels, and demographics can affect demand for a particular product or service. Similarly, changes in technology, production costs, and regulations can affect the supply of goods and services. These external factors can shift the demand or supply curves, causing a change in the equilibrium price and quantity.

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Answer:

Simply put, market share is a key indicator of a company's competitiveness. When a company increases its market share, this can improve its profitability. This is because as companies increase in size, they too can scale, therefore offering lower prices and limiting their competitors' growth.

You can determine a company's market share by dividing its total sales or revenues by the industry's total sales over a fiscal period.
It's important to calculate and understand market size for several reasons. First, entrepreneurs and organizations can use market sizing to estimate how much profit they could potentially earn from a new business, product or service. This helps decision-makers to decide whether they should invest in it.

Using the discounted dividend valuation model and rounded to two decimal places, the stock is valued at $7.13.

Option d is correct .

To calculate the value of a stock using the discounted dividend valuation model, we can use the following formula:

Stock Value = Dividend / (Required Yield - Dividend Growth Rate)

Considering the information provided, it looks like this:

Dividend = $0.40 per share

Required rate of return = 10% or 0.10

Dividend growth rate = 3% or 0.03

Substitute these values ​​into the formula.

Stock value = $0.40 / (0.10 – 0.03)

Stock price = $0.40 / 0.07

Stock price = $7.13

Hence, Option d is correct .

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The correct question is :

A company you are considering investing in has a dividend of $0.40 per share. If you have a required return of 10% and the dividend is expected to grow at 3% per year, the discounted dividend valuation model would value the stock at:  

A . $4.58.

B . $5.88.

C. $6.33.

D.  $7.13

Answer:

With a hollow structure, the organization

has a central core of key functions and outsources others to vendors who are less expensive or faster.

Explanation:

Organizations operating hollow structures rely on an outsourcing model.  The organization maintains its core internal processes. For non-core processes, it uses outsourcing to achieve efficiency. For hollow structures to exist and be effective, the industry in which the organizations operate must be competitive in terms of price and cost.  Again, there will be opportunities to outsource some processes to competent outside vendors.

Answer:

1st C 2nd one B

Explanation:

Answer:

1.) C         2.) B

Explanation:

Answer:

price floor

Explanation:

due to new regulations, fast food restaurants that would like to pay better wages in order to hire more workers are prohibited from doing so

The knowledge area that includes the closing process called close project or phase is Project Integration Management. The correct answer is option b.

This knowledge area is responsible for coordinating all aspects of a project and ensuring that it is completed on time, within budget, and to the satisfaction of stakeholders.

The close project or phase process is the final process in the Project Integration Management knowledge area and is responsible for formally closing a project or project phase.

During the close project or phase process, the project manager and team assess the project's success or failure, obtain final acceptance of the project deliverables, and archive project documents. They also release project resources and document lessons learned, which can be used to improve future projects.

Effective project integration management is essential for project success. It involves integrating all the project management processes and ensuring that they work together to achieve project goals. Project integration management also ensures that the project is aligned with the organization's strategic goals and objectives.

The correct answer is option b.

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Answer:

to judge if laws made by the legislative branch are constitutional

Explanation:

Answer:

to judge the constitutionality of laws

Explanation:

Answer: See explanation

Explanation:

1. Inelastic demand occurs when a change in price doesn't really have an effect on the quantity of the goods demanded. Examples of products with inelastic demand are salt and prescription drugs.

2. Elasticity for demand helps in the determination of the prices of factors of production. It is also vital in knowing how price changes will affect the revenue of the firm.

3. Normal goods are the goods that when income increases, the demand for them increases as well e.g. household appliances

For inferior goods, when Income increases, their quantity demand reduces. These are common with extremely cheap products.

If an investor has an annual income of $100,000 and a net worth of $1 million. The annual limit that this investor can invest in all crowdfunding offerings is $5000.

Crowdfunding is a kind of finance where funds are raised by asking a large number of individuals to make relatively small individual investments or contributions.

The federal securities regulations must be followed if a corporation wants to issue and sell securities through crowdsourcing. Any offer or sale of a security must, by law, either be registered with the SEC or qualify for an exemption.

Regulation The sale of up to $1.07 million worth of securities can be made by businesses without registering the offering with the SEC thanks to a crowdfunding exemption from the registration requirements for securities-based crowdfunding.

The general public now has the chance to take part in the early capital raising operations of start-up and early-stage enterprises thanks to regulation crowdfunding. In a Regulation Crowdfunding offering, anybody can invest. However, the amount you can invest in these transactions over any 12-month period is capped due to the dangers associated with this sort of investment. Your net worth and yearly income determine the maximum amount you are permitted to invest.

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The term given to individuals with vested interests in an organization is "stakeholders." Stakeholders are groups or individuals who have a direct or indirect interest in the success or failure of an organization.

The list of stakeholders can vary from organization to organization but generally includes customers, suppliers, employees, shareholders, lenders, and community members.

Customers are an important stakeholder group, as they are the primary source of revenue for most organizations. Suppliers are also crucial stakeholders, as they provide the raw materials and other resources necessary for the organization's operations. Employees are another key stakeholder group, as they are responsible for the day-to-day functioning of the organization.

Owners and shareholders are stakeholders with a financial interest in the organization's success, while lenders have a financial interest in ensuring that the organization can repay any loans or debts. Finally, community members may be stakeholders if the organization's operations have an impact on the local community, such as through employment or environmental impact.

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Answer:

the contribution margin per unit is $50

Explanation:

The computation of the contribution margin per unit is shown below:

Given that

The Selling price per unit is $80

And, the per unit variable cost is $30

Based on the above information

the contribution margin per unit is

= Selling price per unit - variable cost per unit

= $80 - $30

= $50

hence, the contribution margin per unit is $50

Answer:

A. Mediated communication

Explanation:

A. Mediated Communication is the type of communication that is facilitated by some kind of technology, be it social media, telephone, email, etc.

B. Intra-personal communication is the communication that takes place with yourself. It is when you reflect upon your work, life, and morals and get to know more about yourself.

C. Interpersonal communication is one that takes place between two people. It can further be of various types depending on whether it takes place within the company or outside it.

D. Person-to-group communication is when one person communicates to a group of people at one time. Some examples of the same can be seminars, webinars, or presentations.

The source of Bandana software's market power is its technological superiority over similar products in the market. The company has likely invested significant resources in research and development to create software that performs better, faster, and with greater efficiency than its competitors. This technological advantage allows Bandana software to offer a unique product that is difficult for competitors to replicate.

Furthermore, this technological superiority may allow Bandana software to charge a premium price for its products, as customers are willing to pay more for higher quality software that is better suited to their needs. This, in turn, can lead to higher profits for the company.

Additionally, Bandana software's market power may be reinforced by its brand reputation, customer loyalty, and strong relationships with key suppliers or partners. These factors can all contribute to the company's ability to maintain a dominant position in the market and continue to innovate and produce technologically superior software.

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The ER model includes three entities: Employee (IDno, Salary, Phone), Department (dno, Dname, Budget), and Child (Name, Age). The relationships are: Employees work in departments (WorksIn, 1:1), each department is managed by an employee (Manages, 1:1), and an employee can have multiple children (HasChild, 1:N).

The ER model captures the information about employees, departments, and children in a concise manner. The Employee entity includes attributes such as IDno (employee identifier), Salary, and Phone. The Department entity includes attributes like dno (department identifier), Dname (department name), and Budget. The Child entity includes attributes Name and Age.

The relationships in the model are represented as follows:

1. Employees work in departments: This relationship (WorksIn) indicates that one employee works in one department (1:1 cardinality).

2. Each department is managed by an employee: This relationship (Manages) signifies that one employee manages one department (1:1 cardinality).

3. An employee can have multiple children: This relationship (HasChild) denotes that one employee can have multiple children (1:N cardinality).

The ER model diagram would visually represent these entities, attributes, relationships, and their respective cardinalities. It helps to understand the structure and connections between the entities in the database design.

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An organization may start a new marketing research study by examining internal secondary data like customer complaints primarily because using this information can result in time and cost savings. Option b is correct.

Marketing research is a technique for gathering, analyzing, and interpreting data to improve marketing decision-making. It aids in the recognition and satisfaction of consumers' requirements and preferences, as well as in the improvement of marketing strategies.

A marketing research study may be initiated by an organization by examining internal secondary data like customer complaints primarily because it results in time and cost savings. These kinds of data are already available and do not need any extra expenses. In addition, the data generated by these records provide a wealth of information about the target audience, such as their preferences, dislikes, and general feedback.

An organization that has a customer care division that keeps records of customer complaints will already have a good deal of knowledge. Customer complaints are usually dealt with on a daily basis, and they usually contain details on what went wrong, how it went wrong, and what the client desires to have to happen as a result. Furthermore, the more customer feedback a firm receives, the better it will be able to identify the source of the issue and solve it.

This indicates that there is no need to employ additional individuals or devote additional resources to data collection or studies. Internal secondary data may be used to supplement any existing research initiatives, saving the organization time and money.

Therefore option b is the most appropriate answer.

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One benefit of repeating the self improvement process is that you can Use skills and information from previous goals. They can endeavour to the strengthen their areas of weakness and become better people.

Repetition of the self-improvement process improves previously acquired skills. They can employ those abilities to accomplish their present objectives. The person's abilities benefit improve as a result of their increased self-awareness. Personal qualities are acknowledged as soft talents that are challenging to teach (although not impossible). They are also referred to as "people skills" or interpersonal skills. Dependability, flexibility, drive, problem-solving, and analytical abilities are a few examples.

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Answer:

needs: shelter, clean water, clothing

wants: luxury house, coca cola, designer jeans

Explanation:

while the rest are pretty straightforward a car is only a want because you don't necessarily need it, there are public transport

Needs:

Shelter

Clean Water

Clothing

Wants:

Luxury House

Coca-Cola

Car

Designer Jean

Answer:

Certainly! Here is the differences among a wholesaler, a distributor, and a retailer with a real-world example.

1. Wholesaler:

A wholesaler is a business entity that purchases products in bulk from manufacturers or suppliers and sells them in smaller quantities to other businesses rather than to end consumers. Wholesalers act as intermediaries between manufacturers and retailers. They typically operate in the B2B (business-to-business) market. An example of a wholesaler is "ABC Wholesale Company," which purchases electronic goods from manufacturers and supplies them to various retailers.

2. Distributor:

A distributor is similar to a wholesaler in that it purchases products in bulk from manufacturers or suppliers. However, distributors play a more extensive role in the supply chain. They often engage in additional activities such as warehousing, inventory management, and transportation. Distributors have broader reach and may operate on a regional, national, or even international scale. They sell products to wholesalers, retailers, or directly to end consumers. For instance, "XYZ Distribution Company" sources clothing from manufacturers, manages inventory, and delivers products to retailers across multiple cities.

3. Retailer:

A retailer is a business that sells products directly to end consumers for personal use or consumption. Retailers purchase goods from wholesalers, distributors, or directly from manufacturers and make them available to the general public through physical stores, online platforms, or a combination of both. Retailers focus on creating a consumer-oriented shopping experience and often engage in marketing, customer service, and store operations. An example of a retailer is "Fashion Haven Boutique," which buys clothing items from distributors and offers them to customers through its physical store and online shop.

Key Differences:

- Function: Wholesalers primarily sell products to other businesses (B2B), while retailers sell directly to end consumers (B2C).

- Market Reach: Wholesalers typically operate within a specific industry or market segment, supplying products to retailers. Distributors, on the other hand, have a broader reach, serving multiple regions or even international markets.

- Value Addition: Distributors often engage in additional activities such as warehousing, inventory management, and transportation, providing value-added services beyond wholesale transactions.

- Customer Focus: Retailers prioritize creating a consumer-focused shopping experience and often invest in marketing, customer service, and store operations to attract and satisfy end consumers.

In summary, wholesalers act as intermediaries between manufacturers and retailers, selling products in bulk to other businesses. Distributors have a broader role in the supply chain, including warehousing and logistics, and may sell to wholesalers, retailers, or end consumers. Retailers sell products directly to end consumers, focusing on creating a customer-centric shopping experience.

The best features of an organizational structure that evolves naturally is its flexibility and adaptability. As the structure grows and changes, it can respond to the needs of the organization and its environment more effectively.

Additionally, because the structure is not predetermined, it can better reflect the unique culture and values of the organization, leading to increased employee engagement and buy-in.

However, it is important for the organization to monitor and guide the natural evolution of the structure to ensure it remains aligned with its goals and objectives.

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