tom and leon lawry, both age 60, are married and file a joint return. each spouse makes the maximum contribution to a traditional ira. tom lawry is an active participant in a section 401(k) plan, but leon lawry is not an active participant in any other qualified plan. if their joint agi before any ira deduction is $144,900, compute their agi.
Answers
to figure out their AGI: Due to his active involvement in a 401(k), Tom Lawry's contribution to a regular IRA would not be deductible if his modified adjusted gross income (MAGI) exceeded specified thresholds. Leon Lawry's IRA Deduction: Because Leon Lawry is not a current participant in any qualifying plans, her conventional IRA contribution is probably completely deductible. Prior to any IRA deduction, their joint AGI is reported as $144,900.
Individual Retirement Account: An Individual Retirement Account (IRA) is a form of retirement savings account offered in the US. It gives people a tax-advantaged opportunity to save for retirement.
There are several varieties of IRAs, including Traditional IRAs, Roth IRA, and SEP IRAs, each having their own regulations and advantages. While Roth IRA contributions are paid using after-tax dollars Deduction and eligible withdrawals are tax-free, contributions to Traditional IRAs may be tax deductible and profits grow tax-deferred until withdrawal.
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Related Questions
How do companies research potential new markets? Choose a global company who has a record of successful new market entry and explain why it has had this success, and consider also the reasons for any failures.
Answers
Explanation:
Companies search for potential new markets by collecting consumer data to understand their opinions, wants and needs, and then being able to enter a new market with a safe and effective strategy to generate profits and successes. Data collection occurs in the form of primary and secondary research. The primary research takes place directly with the consumer, it can be carried out in the form of focus groups, which is a direct analysis of the market demand researched by the consumer.
As for secondary research, information is received through third parties, such as online sites, trade associations, etc., which give an idea of market behavior.
IKEA in China is an example of a global company that entered a different market in the form of strategic adaptation to meet the needs of the Chinese, through ideas and concepts aimed at this public.
In the context of the buying process, _____ results when an individual cognitively and emotionally processes information relevant to his or her actual state of being and compares it to the desired state of being.
Answers
Needs recognition results, in the context of the buying process, when an individual looks at the information presented emotionally and cognitively in relation to their actual state of being and compares that to the end goal.
What is Needs recognition?This is often used in relation to consumer behavior and is also called the identification of problems.
When a consumer realizes that there is a need that is yet to be fulfilled, needs recognition has occurred.
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Which of the following would NOT result in capital deepening?
a. Increase in quantity and quality of physical capital.
b. Increase in amount of money available to businesses start ups.
c. Increase in quantity and quality of human capital.
Answers
Option b, an increase in the amount of money available to business start-ups, would NOT result in capital deepening.
Capital deepening refers to the process of increasing the amount of capital per worker, which leads to an increase in productivity and economic growth. It can be achieved through various means, such as increasing the quantity and quality of physical capital (option a) or human capital (option c).
However, an increase in the amount of money available to business start-ups (option b) does not necessarily lead to capital deepening. While it may result in more businesses being started and more jobs being created, it does not necessarily lead to an increase in the amount of capital per worker. For example, if the money is used to finance consumption or non-productive activities, it would not contribute to capital deepening.
Therefore, option b would NOT result in capital deepening.
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Martine's son is five years old. He loves to swim, but every year he needs a new swimsuit because he is growing so fast. Martine doesn't have a lot of extra income to spend on bathing suits. What financial advice would you give to Martine about making this purchase?
Answers
Answer:
Buy the next year’s swimsuit at the end of the summer each year.
Explanation:
The swimsuit should be purchased at the closing of the summer of each year as it represent the perfect timing to purchase the swimwear. As at this time mostly all retailers conduct a clearance sales of the swimsuit so there is a chances to get the swim suit at very less price.
Therefore the above represent the answer
What is NOT an example of a contract?
Answers
The sentence that do not symbolize example of a contract is c.A written promise to give your husband a ring for Christmas.
What is a contract?A contract can be described as the agreement tht is been entered between two or ore parties which is binded under that law of the land and any breech to the agreement by one of the parties that is been involved will attract a penalty.
It should be noted tat out of the give options we can see that the third option is not a contract because it can not be regarded as an agreement.
Therefore, option C is correct.
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Check the complete question:
Which of the following is not an example of a contract?
a. An agreement not to sue someone for negligence in exchange for their promise to pay you a specified amount
b.
A verbal agreement for the sale of a car where neither the money or the car has yet changed hands
c.A written promise to give your husband a ring for Christmas
d. A verbal agreement to work for someone starting next week
In zombia, it takes 10 resources to produce 1 ton of cocoa and 13. 5 resources to produce 1 ton of rice. In south curmudgea, it takes 40 resources to produce 1 ton of cocoa and 20 resources to produce 1 ton of rice. Zombia has a comparative advantage over south curmedgea in.
Answers
The theory of comparative cost advantage is based on many assumptions and one of those assumptions is that "the production of commodities is done under the law of constant costs or returns".
It is presumable that constant returns to scale will make computations easier and produce useful generalizations that may be applied to the economy. Diminishing returns to scale is a more sensible assumption that is not made in the theory of comparative cost advantage, meaning that when inputs are employed more and more, their marginal product or contribution to production decreases. Furthermore, according to the comparative cost advantage theory, once a nation has determined its comparative advantage, all of its resources are put toward producing that good; as a result, the production process should reflect diminishing returns to scale rather than assuming constant returns to scale.
Any item that is readily available to us in our environment, is commercially viable, has access to modern technology, is culturally sustainable, and helps us to meet our requirements and fulfill our wants is referred to as a resource. Based on their availability, resources can be roughly classified into categories that are renewable and non-renewable.
They can also be divided into real and potential categories based on their level of development and use, biotic and abiotic categories based on their origin, and localized and omnipresent classifications depending on their dispersal (private, community-owned, national, and international resources). An item might develop into a resource over time as technology develops. Utilizing resources effectively can lead to increased income, efficient system operation, or improved well-being.
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in the base year, what can we say about real gdp and nominal gdp?
Answers
In the base year, we can say that nominal GDP and real GDP are equal, but in subsequent years, real GDP provides a better measure of economic performance by adjusting for inflation.
In the base year, the inflation rate is zero, which means that the nominal GDP and real GDP are equal. This is because the prices of goods and services in the base year are used to calculate both nominal and real GDP. Therefore, in the base year, we can say that nominal GDP and real GDP are equal.
However, in subsequent years, as prices change, there will be a difference between nominal GDP and real GDP. This difference is due to inflation, which causes the prices of goods and services to increase over time.
As a result, nominal GDP will tend to overstate economic growth, while real GDP will provide a more accurate measure of economic performance by adjusting for inflation.
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Allison would like to find all records that are in stock. In her database, she has a field named "in stock." When the item is in stock, a "yes" appears. What should Allison do?
Conduct a query and set the criteria as =yes.
Conduct a query and set the criteria to >2.
Locate each record and check each one.
Sort the records in ascending order by item number.
Answers
Answer: she should conduct a query and set the criteria to >2
Explanation:
Don’t know this but I tried I am only in 9th grade
Enter Mia’s total profit/loss for the month may account in the box below
Answers
Add total fixed and total variable expenses to get total expense.
9,000 + 300 = 9,300
Total expense = 9,300
To get total profit/loss, less total expenses from total revenue.
Total revenue = 9,500
9,500 - 9,300 = 200
Total profit/loss = $200
Out of the choices provided above, it can be concluded to state that the total accounting profits for Mel for the month of May as per the financial statements given above will amount to a total of $200. Therefore, the option D holds true.
What is the significance of accounting profits?The accounting profits can be referred to or considered as the profits that lead to a total of surpluses of cash balances and reserves for a particular accounting period. If the amount is not in excess of the expenses, it expresses a condition of an accounting loss for the firm.
In the situation given above, Mel's revenues were $9500, but her expenses were $9000 fixed and $300 variable. So, the accounting profits will be $200, i.e., $9500-($9000+$300)
Therefore, the option D holds true and states regarding the significance of accounting profits.
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The missing options are added below for better reference.
A. -$200
b. $300
c. $500
d. $200
As Sonam Bakery increases its staff from 1 to 10 baker, it experiences increasing marginal returns. Explain the circumstance for the bakery's increasing marginal return. 2 3 4 4
Answers
Answer:
Increasing marginal returns occur when the addition of one more unit of input (in this case, hiring an additional baker) leads to a more than proportional increase in output (in this case, the amount of baked goods produced).
In the case of Sonam Bakery, there are several possible reasons why increasing marginal returns are being experienced as the number of bakers increases:
1. Division of Labor: With more bakers, the work can be divided more efficiently, with each baker specializing in a particular task or type of baked good. This can lead to increased productivity and output.
2. Specialization: As each baker becomes more experienced and specialized in their role, they can work faster and produce higher quality baked goods, leading to an increase in overall output.
3. Economies of Scale: As the bakery grows and produces more baked goods, it may be able to purchase ingredients in larger quantities at a lower cost, reducing the overall cost per unit and increasing profitability.
4. Improved Equipment and Technology: With more staff and revenue, the bakery may be able to invest in better equipment and technology, leading to improved efficiency and output.
Overall, the combination of these factors and the efficient use of resources, such as labor and technology, can lead to increasing marginal returns as the bakery grows its staff from 1 to 10 bakers.
The circumstance for the bakery's increasing marginal return is
Division of LaborJob specializationAdvancement TechnologyWhat is the significance of marginal return?In hopes to identify the optimum combination in production within an organization, marginal return—the rate of return for a marginal increase in investment—is essential.
The bakery might be capable of purchasing better tools and technology with more workers and income, which would increase productivity. Bakers can work more quickly and make goods of higher quality as they gain expertise and specialize in their respective roles.
As the bakery expands its workforce from one to ten bakers, the combination of these characteristics and the efficient use of resources, such as labor and technology, can result in rising marginal returns.
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When the boy tells the merchant that he is going to be leaving to return to his country to buy sheep, he asks for the merchant's blessing. What does the merchant say about the boy's
Answers
In the story “The Alchemist,” when the boy tells the merchant that he is going to be leaving to return to his country to buy sheep, he asks for the merchant's blessing. The merchant tells the boy that he doesn't need his blessing. However, he wishes him good luck and says, "I hope that you will return with good news.
The Alchemist is a novel written by Paulo Coelho. The story revolves around the journey of a young shepherd boy named Santiago who desires to find his personal legend and fulfill his dreams. As he sets out on his journey, he meets different people and faces various challenges. These experiences teach him important life lessons that help him in his quest for his personal legend.
The merchant is one of the characters the boy meets on his journey. The boy sells wool to the merchant and works for him for a year. During this time, the boy learns a lot from the merchant about business and other things. When the boy tells the merchant that he is going back to his country to buy sheep, he asks for the merchant's blessing.
However, the merchant says that he doesn't need his blessing. Instead, he wishes him good luck and says, "I hope that you will return with good news."The merchant's response to the boy's request for his blessing shows that he trusts the boy and believes in him. It also shows that he respects the boy's decision and wishes him well on his journey.
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Which is the correct sequence for recording transactions and preparing financial statements? journal,
ledger, trial balance, financial statements.
Answers
The correct sequence for recording transactions and preparing financial statements is first comes journal entry followed by ledger account then trial balance then financial statements
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Why are sales budgets important?
Answers
Have you seen Zack Snyder's Justice League on HBO Max?
Answers
Answer:
YES!
Explanation:
IT WAS AMAZING I WANT MORE DC FILMS LIKE THAG I DON'T CARE IF ITS ON HBO MAX I WANT MORE
why is productivity growth considered to be the most important factor in the ad/asad/as model?
Answers
Answer:
it shifts the AS curve in the short-term.
(please give brainliest)
Productivity growth is considered to be the most important factor in the AS model. Thus, option C is correct.
What is productivity?Productivity is a measurement of the effectiveness with which commodities or services are produced. Productivity is frequently represented as a ratio of an aggregate supply to a specific or aggregate input employed in a manufacturing
Productivity growth provides us with the opportunity to enhance products without sustainable intensification and paying additional costs.
The aggregate supply curve represents the amount of real GDP delivered by the economy at various price levels. The theory behind the supply curve differentiates from that behind the supply curves given individual items and services. Therefore, option C is the correct option.
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: Salary of Financial and Accounting Controller will be considered A. Revenue Centre Overhead, Direct Cost, Variable Cost B. Indirect Cost, Period Cost, Fixed Cost C. Fixed Cost, Indirect Labour, Sunk Cost D. Fixed Cost, Revenue Centre Overhead, Indirect Cost Clear my choice
Answers
The correct answer is D) Fixed Cost, Revenue Centre Overhead, Indirect Cost Explanation: Costs are categorized into two types: fixed and variable.
Costs that do not change as production or sales volumes change are called fixed costs. Variable costs change as production and sales volumes change. Direct costs are the costs that can be directly traced to the cost of producing goods, while overhead costs are the costs that cannot be directly traced to the cost of producing goods.
The accounting and financial controller's salary is not a direct cost since it is not tied to the production of goods or services. Furthermore, the accounting and financial controller's salary is an overhead cost that is included in a company's operating expenses.
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You go to buy a boat and the advertised loan interest rate is
7.72% compounded monthly for 5 years. What is the
nominal interest rate?
Answers
The nominal interest rate is the interest rate that is advertised or stated, without taking into account compounding. In this case, the nominal interest rate is 7.72%.
However, it is important to note that the effective interest rate, or the actual amount of interest you will pay over the course of the loan, will be higher than the nominal rate due to the compounding of interest. The effective interest rate can be calculated using the formula:
Effective interest rate = (1 + nominal interest rate / number of compounding periods) ^ number of compounding periods - 1
In this case, the effective interest rate would be:
Effective interest rate = (1 + 0.0772 / 12) ^ 12 - 1 = 0.0804 or 8.04%
So, while the nominal interest rate is 7.72%, the effective interest rate is 8.04%.
It is important to be aware of both the nominal and effective interest rates when taking out a loan, as they will both impact the amount of interest you will pay over the course of the loan.
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with the decentralization post-fordism movement, post-industrial cities are over saturated with abandoned factories, housing, and other amenities. the major question that cities, like detroit, are facing is how a once populous city can shrink appropriately. what should these rustbelt cities do with all the vacant buildings without creating redundant infill that does not have the population to support it?
Answers
Answer:
Small batch production, specialized products
-City of Melbourne, infill, provided amenities, housing, walkability
Explanation:
3. Businesses not associated with the government are referred to as what type of jobs?
a. Public Sector
b. For Profit Sector
C. Private Sector
d. None of the above
Answers
Answer:
Private Sector
Explanation:
I'm fairly confident this is it, but I'm not too sure. Sorry to disappoint
Which of the following would not be considered a consumer perception factor that good sport marketers work to control?a) scarcity of ticketsb) venue cleanlinessc) team success and winning percentaged) fan exposure to violence
Answers
Examples of sports marketing strategies include: ticket scarcity; venue cleanliness; and exposure to violence. Possible reasons why people would buy sports.
What does marketing mean in reality?
The process of generating, conveying, delivering, and trading offerings that are beneficial to customers, clients, partners, and society at large as a whole is known as marketing.
The basic goal of marketing is to attract consumers and pique their interest in a company's goods or services. This is accomplished by market research, analysis, and by taking into account the preferences of a business' ideal clients and luring them in with messaging that would be instructive and beneficial to the target audience.
Customer after-sales assistance is a crucial component of marketing management since it helps businesses retain clients, foster brand loyalty, and improve their reputation.
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match each type of area with the correct level of housing prices?
URBAN
EXURBAN
SUBURBAN
LOW HOUSING PRICES
MEDIUM HOUSING PRICES
HIGH HOUSING PRICES
Answers
Answer and Explanation:
The matching of the area with the level of housing prices is as follows
Urban = High housing prices
As urban refers to that area in which there is a large population so of course the prices of the houses are high
Exurban = Low housing prices
The exurban is located in the rural areas in which there are less populations as compared to sub
Suburban = Medium housing prices
In this the population is more than the exurban
This is a "Communication and Speech course"****************Based on the Book: Looking In, Looking Out
I'm confused with this discussion board question and would appreciate if someone would help me. Thank you.
Examples
That’s the most disgusting thing I’ve ever heard!
Analysis: This isn’t a satisfactory statement, since the speaker isn’t clearly claiming that he/she is disgusted. The speaker doesn’t seem to recognize feelings , doesn’t verbally express a feeling
and doesn’t accept responsibility by using “I” language.
Restatement: I’m upset and angry that those parents left their young children alone overnight .
You’re being awfully sensitive about that.
Analysis: The speaker is labeling another’s feelings but saying nothing about his/her own feelings. We don’t know if the speaker is concerned, irritated, or indifferent.
Restatement: Fill it out for me please
1. I feel as if you’re trying to hurt me.
Analysis: Fill it out for me please
Restatement: Fill it out for me please
2. I am confused about what you want from me.
Analysis:Fill it out for me please
Restatement: Fill it out for me please
3. You make me so mad when you’re late.
Analysis: Fill it out for me please
Restatement: Fill it out for me please
4. I’m sort of upset with your behavior and a little bit annoyed that you are not apologizing.
Analysis: Fill it out for me please
Restatement: Fill it out for me please
5. I see you’re all in there enjoying the game while I clean up the kitchen.
Analysis: Fill it out for me please
Restatement: Fill it out for me please
6. I feel like the rug’s been pulled out from under me.
Analysis: Fill it out for me please
Restatement: Fill it out for me please
Answers
Answer:
nothing unferstanding
Ncki Johnson, a sophomore mechanical engineering student, recelies a call from an insurance agent who believes that Nic is an oider woman who is ready to retire from teactiog. He taks to her about several annuities that she could buy that would gaarantee her a fixed annual income. The annuties are as follows: Nicki could eam 9 percent on her money by plocing it in a savings accourt. Alwenatively, the could place it in any of the above amuites. Which annuses in the tabie abore, If any; will eam Nickia higher return than investing in the savings account earning 9 percent? a. I Neckl could earn 9 percent on hex money, what is the present value of anhily A with 36,000 payments per year and 12 years duraton? (Round to the nearest cent)
Answers
The present value (PV) is $255,531.093.
Based on the given information, we know that Nicki could earn 9 percent of her money by placing it in a savings account.
To calculate the present value of an annuity, we can use the formula:
\(PV = PMT \times [1 - (1 + r)^{(-n)}] / r\)
where:
PV = Present Value
PMT = Payment per period
r = Interest rate per period
n = Number of periods
PMT = $36,000 (payment per year)
r = 9% (0.09 as a decimal)
n = 12 years
Using these values, we can calculate the present value of the annuity:
\(PV = \$36,000 \times [1 - (1 + 0.09)^{(-12)}] / 0.09 \approx \$255,531.093\)
Therefore, the present value (PV) is approximately $255,531.093.
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Introduce the term of notice in two sentence
Answers
(Notice as a verb) While investigating the scene of the crime, the detective *noticed* fingerprints on the glass window.
(Notice as a noun) A final notice was given to the disobedient boy after which he would be expelled from the school.
Please provide an example of a recent acquisition (within the past 2-3 years). What are some projected outcomes of this acquisition?
Answers
The acquisition of Red Hat by IBM in 2019 was projected to result in strengthened hybrid cloud capabilities, expanded market reach, accelerated revenue growth, synergies in product development, and enhanced competitive advantage.
One recent acquisition within the past 2-3 years is the acquisition of Red Hat by IBM in 2019. Red Hat is a leading provider of open-source software solutions, known for its flagship product, Red Hat Enterprise Linux (RHEL). IBM, a global technology company, acquired Red Hat for approximately $34 billion.
The projected outcomes of this acquisition include:
1. Strengthened position in hybrid cloud: IBM aimed to enhance its position in the fast-growing hybrid cloud market through this acquisition. By integrating Red Hat's open-source technologies with IBM's cloud computing capabilities, the combined entity aimed to offer a comprehensive hybrid cloud solution to customers.
2. Expanded customer base and market reach: The acquisition allowed IBM to tap into Red Hat's extensive customer base, which includes a wide range of industries and organizations. It provided an opportunity for IBM to expand its market reach and increase its presence in sectors such as finance, healthcare, and telecommunications.
3. Accelerated revenue growth: IBM anticipated accelerated revenue growth through the acquisition. By leveraging Red Hat's strong product portfolio and expertise in open-source solutions, IBM aimed to generate additional revenue streams and drive growth in cloud-based services.
4. Synergies in product development and innovation: The acquisition facilitated collaboration between IBM and Red Hat teams, fostering synergies in product development and innovation. The combined entity aimed to leverage Red Hat's expertise in open-source technologies to enhance IBM's product offerings and drive innovation in areas such as containerization, Kubernetes, and hybrid cloud management.
5. Enhanced competitive advantage: The integration of Red Hat's capabilities allowed IBM to offer a more robust and differentiated cloud solution, enabling them to compete more effectively in the market.
Overall, the acquisition of Red Hat by IBM was projected to result in strengthened hybrid cloud capabilities, expanded market presence, increased revenue growth, synergies in product development, and enhanced competitive advantage in the rapidly evolving cloud computing landscape.
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HELPP on question 10
Answers
Answer:
land?
Explanation:
Answer:
Land
Explanation:
Rent is an example of a(n) _____.
a. fixed cost
b. opportunity cost
c. variable cost
d. none of the above
HURRY PLZZZZ FIRST ANSWER GETS BRAINLIEST
Answers
Answer:
a. fixed cost
Explanation:
Rent is always negotiated and stated in the tenancy or lease agreement. The lease or tenancy agreement is reviewed either annually or after every two years. The rent amounts remain the same until the time a tenancy agreement is reviewed.
Fixed costs are the business expenses that remain the same throughout the financial period. A business has to incur fixed costs as long as the business is operational. The level of business activity or output does not affect fixed costs. Rent is a good example of fixed costs. A business has the pay the same amount of rent regardless of its production level.
Answer:
A
Explanation:
I just finished the test
Derek will deposit $4,103.00 per year for 19.00 years into an account that earns 18.00%, The first deposit is made next year. How much will be in the account 40.00 years from today? Answer format: Currency: Round to: 2 decimal places.
Answers
There will be $45,513,880.13 in the account 40 years from today.
Let the present value of the annuity be P. Using the formula for the future value of an annuity, we can determine how much will be in the account 40 years from today. The formula for the future value of an annuity is:
FV = P[(1 + r)n - 1]/r
where FV is the future value of the annuity, P is the present value of the annuity, r is the interest rate per period, and n is the number of periods
.For the present value, P, we can use the formula for the present value of an annuity.
P = A[(1 - (1 + r)^(-n)) / r]
where A is the amount of the annuity, r is the interest rate per period, and n is the number of periods.
Substituting the given values, we have
A = $4,103.00r = 18% = 0.18n = 19
P = $4,103.00[(1 - (1 + 0.18)^(-19)) / 0.18]
P = $38,274.38
Using this value of P in the formula for the future value of an annuity, we have
FV = $38,274.38[(1 + 0.18)^(40) - 1]/0.18
FV = $45,513,880.13.
Therefore, there will be $45,513,880.13 in the account 40 years from today.
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Why have jobs in production decreased but not so much in marketing
Answers
Answer:Manufacturing jobs are waning. In many emerging market and developing economies, workers are shifting from agriculture to services, bypassing the manufacturing sector. In advanced economies, the rise in service sector employment typically reflects the outright disappearance of manufacturing jobs.
Explanation:The decline in manufacturing jobs is often met with anxiety. People are concerned that a smaller manufacturing sector implies slower economic growth and a scarcity of well-paying jobs for low- and middle-skilled workers—contributing to worsening inequality. In Chapter 3 of the April 2018 World Economic Outlook, we revisit the evidence supporting those beliefs and find that the declining share of manufacturing jobs need not hurt growth or raise inequality, provided the right policies are in place.
Differences between savings account and current account
Answers
Answer:
A Savings account is where you put in money not to use right now but later on.
A Current Account is where you deposit your money to use for everyday uses like groceries, clothes, bills and other expenses.
Hope this helps!!
:D