Rader Railway is determining whether to purchase a new rail setter, which has a base price of $432,000 and would cost another $52,000 to install. The setter will be depreciated according to the MACRS 3-year class of assets, and it would be sold after three years for $220,000. Using the setter requires a $22,000 increase in net working capital. Although it would have no effect on revenues, the setter should save the firm $185,000 per year in before-tax operating costs (excluding depreciation). Rader's marginal tax rate is 40 percent, and its required rate of return is 14 percent. Should the setter be purchased? Do not round intermediate calculations. Round your answer to the nearest cent. Use a minus sign to enter a negative value, if any.
The setter -Select-shouldshould notItem 1 be purchased because the net present value, that is $ , is -Select-greater thanlower thanequal toItem 3 zero.

Answer:

Buying an expensive piece of machinery

Explanation:

With a positive NPV of $140,852, the investment is considered favorable when using a 15% discount rate.

a. The payback period for this investment can be calculated by determining the time it takes for the cumulative net benefits to equal or exceed the initial investment cost. In this case, the cumulative net benefits are as follows: Year 1: $42,000, Year 2: $120,000, Year 3: $202,000, Year 4: $317,000, Year 5: $437,000, Year 6: $577,000. The payback period is the third year since at that point the cumulative net benefits ($202,000) exceed the initial investment cost ($260,000). Therefore, the payback period is 3 years.

Based on the payback period, this investment may not be considered favorable as it takes more than 2 years to recover the initial investment. The longer the payback period, the greater the risk associated with the investment.

b. The Return on Investment (ROI) can be calculated by dividing the net benefits by the initial investment cost and expressing it as a percentage. In this case, the net benefits over the six years total $577,000. Therefore, the ROI would be ($577,000 / $260,000) * 100 = 221.92%.

c. To calculate the Net Present Value (NPV), the net benefits of each year need to be discounted to the present value using the discount rate of 15%. The NPV is then determined by subtracting the initial investment cost from the sum of the present values of net benefits. In this case, the NPV would be: Year 0: -$260,000, Year 1: $36,842, Year 2: $57,247, Year 3: $59,789, Year 4: $76,150, Year 5: $72,146, Year 6: $98,678. Adding up these values gives a total NPV of $140,852.

To learn more about discount rate: https://brainly.com/question/31318990

#SPJ11

Savings Accounts is an interest-generating account held in a bank or any other financial institution.

Savings Accounts are the best way to keep your funds easily available, but also getting a moderate interest while keeping your funds. So it can be used for saving money for emergency, short term cash. Also the perk is there is no limit to the amount we withdraw from the account. Some Savings accounts require you to keep the minimum balance in the account to avoid fees or to get a maximum interest rate.

The main advantage of a Savings Account is that you could keep them as the same as your checking account, but get an interest by doing so. It can be withdrawn at any time, unlike Fixed Accounts which impose a penalty if you withdraw sooner.

The liquidity of the money can be a disadvantage too. Because you may get tempted to use the money which you have been saving, since it's readily available.

So, Savings Account is an interest bearing account held at a bank or any other financial institutions.

For further information about Savings Accounts, kindly refer

https://brainly.com/question/29890420

#SPJ4

Answer:

A marketing board is an organization created by many producers to try to market their product and increase consumption and thus prices. It can also be defined as an organization set up by a government to regulate the buying and selling of a certain commodity within a specified area.

Explanation:

Answer:

D. a and c

Explanation:

I hope it helps.

Answer:

Pricing

Explanation:

It false that the causes of a problem can always possible to identify completely.

This is when a means is device towards solving a difficult task. When a problem has been identified, the next step is to look for ways of solving such problems.

Hence, It false that the causes of a problem can always possible to identify completely.

Learn more about problem solving here : https://brainly.com/question/23945932

#SPJ4

The purpose of the Checkbook register is to keep track of the amount of money in your checking account. Thus, option B is appropriate.

A checkbook is made up of several checks which can be used for paying bills, making purchases, and other financial transactions. With the rise of online banking and commerce, fewer individuals are using paper checkbooks because additional individuals are making purchases as well as paying bills online.

A bank checkbook comprises paper instruments called "cheques" that may be used for transactions in money by the owner of a savings account. These checks are printed in advance containing the account details for the account holder.

Thus, option B is correct.

Learn more about the Checkbook here:

https://brainly.com/question/26957927

#SPJ6

Answer:

Variability

Explanation:

Variability expresses the notion that a service may vary in standard or quality from one provider to the next or from occasion to the next.

Predictive analytics is a branch of advanced analytics that uses current and historical data to forecast activity, behavior and trends.

Predictive analytics is a powerful tool for businesses to identify potential opportunities and risks, optimize customer relationships, and improve decision-making. It uses current and historical data to forecast activity, behavior, and trends using a variety of statistical techniques from data mining, predictive modeling, and machine learning. Predictive analytics can help businesses anticipate customer financial statements needs and make more informed decisions, allowing them to stay ahead of the competition and maximize profits. Additionally, predictive analytics can be used to optimize processes and increase efficiency, as well as to identify potential areas of growth and new opportunities. In short, predictive analytics is an invaluable tool for businesses of all sizes that can help them make more informed decisions, increase profits, and stay ahead of the competition.

learn more about financial statements here

https://brainly.com/question/30710468

#SPJ4

Guaranteed benefits under government programs such as Social Security or Medicare are called c) entitlements.

Entitlements are a category of government spending where individuals are granted specific benefits by law or through eligibility requirements. These benefits are considered mandatory spending, meaning they are not subject to the annual appropriations process and must be provided to eligible recipients.

Social Security and Medicare are prime examples of entitlement programs. Social Security provides retirement, disability, and survivor benefits, while Medicare offers health insurance coverage for older adults and certain disabled individuals. Both programs operate on a "pay-as-you-go" system, with current workers' contributions funding the benefits for current recipients.

Entitlement programs differ from discretionary spending, which includes items like defense and education that are subject to annual budget decisions. Automatic stabilizers, such as unemployment benefits and food assistance, are a separate category of government spending designed to mitigate economic fluctuations by increasing spending during recessions and decreasing it during expansions. Controllable expenditures, on the other hand, are expenses that can be directly influenced by policymakers through budgetary decisions. Entitlements are distinct from these categories due to their mandatory nature and legal obligations to provide benefits to eligible individuals.

Therefore, the correct answer is c) entitlements.

Learn more about Entitlements here: https://brainly.com/question/29842767

#SPJ11

Answer:

yes

please mark as brainliest

The most suitable primary key for employee records in a database is an Employee ID.

In a database, the primary key serves as a unique identifier for each record in a table. When it comes to employee records, there are several potential options that could serve as the primary key. The most suitable choice depends on the specific requirements and characteristics of the database and the nature of the employee records. Here are a few common options:

1. Employee ID: A unique identifier assigned to each employee by the organization. It is often a numeric or alphanumeric value. Using an employee ID as the primary key ensures uniqueness and simplifies data retrieval.

2. Social Security Number (SSN): In some countries, such as the United States, the SSN is a unique identifier assigned to individuals. However, there are privacy and security concerns related to using SSNs as primary keys due to the sensitive nature of the information.

3. Email Address: Email addresses are typically unique to each employee and can be used as a primary key. However, it's important to consider that email addresses can change over time, so proper measures should be taken to handle such updates.

4. Combination of First Name, Last Name, and Birthdate: This approach ensures uniqueness by combining multiple attributes. However, it may not be foolproof since there could be employees with the same name and birthdate.

Ultimately, the most suitable primary key for employee records depends on the specific requirements and considerations of the organization. It's important to evaluate factors such as uniqueness, stability, security, and ease of use when making a decision.

Learn more about evaluate here:

https://brainly.com/question/20067491

#SPJ11

The reason why buying a car considered "bad debt"is that It decreases in value over time. option A

The term bad debt can be described as the amount of money that a creditor must write off as a result of a default on the part of the debtor in a case whereby the creditor has a bad debt on the books,  then things turn to uncollectible and is recorded as a charge-off.

It should be noted that a case can be regarded as bad debt because the value of the asset you receive from the loan depreciates quickly however in some cases  interest charges increase how the amount that is been paid for the vehicle.  and in thius case cost is higher compare to what it would be if you'd purchased the car outright with cash.

Hence, option A is correct.

Learn more about bad debt at:

https://brainly.com/question/24871617

#SPJ1

Answer:

they help treat and prevent disorders affecting an adult or a childs swallowing.

Explanation:

so basically, people who have trouble speaking or swallow alot while trying to speak see a speech-language pathologist to get treatment to be able to prevent this from happening and improving their speech. Not all cases have to do with swallowing sometimes its just a persons speech itself, sometimes even lisps.

This secondary data would then be analyzed to gain a greater understanding of the particular marketing environment.

Market research or also known as marketing analyst can be described as an organized effort to gather information about target markets and customers: know about them, starting with who they are. Market research or also known as marketing analyst is an important component of business strategy and a major factor in maintaining competitiveness.

Market research analysts analyze data and gather on competitors and customers. Market research analysts study consumer preferences, other factors to assess potential sales of a service or product, and business conditions. Market research analysts help companies understand who will buy them, what products people want, and at what price.

You can learn more about market research here https://brainly.com/question/28590582

#SPJ4

According to the triple bottom line, The term planet refers to the company's overriding legal obligation to incorporate protection of the environment into its mission is not accurate.

What does Triple bottom line means?

The Triple Bottom Line (TBL) is a business concept that emphasizes the importance of considering social and environmental impacts in addition to profit when evaluating the success of a business. The Triple Bottom Line approach focuses on three Ps: People, Planet, and Profit. It encourages businesses to consider how their activities impact not only their financial results but how they affect their stakeholders and the environment.

What is a Stakeholder?

A stakeholder is any individual or group that has an interest in the success or performance of an organization, project, or activity. Stakeholders often have different perspectives, needs, and interests, and can include employees, customers, suppliers, shareholders, the local community, and other organizations.

Therfore the correct  option is A.  The term planet refers to the company's overriding legal obligation to incorporate protection of the environment into its mission.

To know more about Stakeholder,

https://brainly.com/question/15532995

#SPJ4

According to the quantity theory of money, the inflation rate would be 0% if the real GDP grows by 2%, the velocity of circulation remains constant, and the quantity of money grows by 2%.

The quantity theory of money is based on the equation MV = PY, where M represents the quantity of money in circulation, V represents the velocity of money, P represents the price level, and Y represents real GDP.

In this scenario, if the velocity of circulation remains constant and real GDP grows by 2%, the equation can be written as MV = P * (Y + 0.02Y).

To keep the inflation rate at 0%, the quantity of money (M) needs to grow by the same percentage as real GDP, which is 2%. This ensures that the increased money supply matches the increase in goods and services produced, thereby maintaining a stable price level.

By growing the quantity of money by 2% and having real GDP grow by 2%, the equation remains balanced, and the inflation rate stays at 0%.

Learn more about inflation here:

https://brainly.com/question/32757041

#SPJ11

Answer:

B. Accurate prediction of honesty

Explanation:

Interviews are one of the most effective tools that human resource managers use to  determine if a candidate is a match or not for a specific job. Flexibility is the key word here.  That allows both the candidate and the interviewer, the possibility of understanding what are  the skills needed for a certain job and if the candidate possesses them. When someone  answers a test, you can tell if the candidate knows about the subject or not, but when he/she is interviewed, you can ask for more detail and examples that help clarify the candidate's  ideas, expectations and capabilities.  E.g. a candidate states that he/she knows how to use WordPress very well, and the interviewer can ask him/her about specific tasks to verify if that is true.

Answer:

A. Insights from employees’ examples

Explanation:

Just took the quiz.

When a firm uses an established brand to introduce a new product, it is called a C) brand extension.

This process involves leveraging the equity and recognition of an established brand to introduce a new product to the market, with the aim of benefiting from the existing brand awareness and customer loyalty.

The goal is to achieve brand harmonization, whereby the new product aligns with the existing brand's values and positioning to create a cohesive brand identity. So the new product will attract quicker customer awareness and the willingness to trial or sample the product due to association with parent brand.

Learn more about  brand extension here: brainly.com/question/12436812

#SPJ11

When a product has gained a certain level of brand awareness, firms use persuasive advertising to motivate consumers to take action.

Persuasive advertising is the advertising modality dedicated mainly to convincing the public for a certain product or service by specifically appealing to their sensory, subjective or emotional factors.

Therefore, we can conclude that persuasive advertising is a strategy that focuses on showing the most attractive benefits and characteristics to the consumer and uses them to get more sales of the product.

Learn more here: https://brainly.com/question/4152294

If the inflation rate decreases, the economy may move to a point on the short-run Phillips curve where unemployment is higher.

This is because a decrease in inflation means that prices are falling, and businesses may respond by reducing production and employment. On the other hand, if the government increases its expenditures or the Fed increases the money supply, this could stimulate the economy and lead to a lower unemployment rate, moving the economy along the Phillips curve to a point where inflation is higher. None of the above is not correct because each option has the potential to affect the economy in different ways and impact the position of the Phillips curve.

To know more about inflation rate visit:

https://brainly.com/question/19263433

#SPJ11

To ensure the success of an employee program that was developed and implemented that encompassed motivation and empowerment, the committee could take the following steps:

1. Set clear and achievable goals and objectives: To ensure the success of the employee program, the committee should set clear and achievable goals and objectives that align with the organization's vision, mission, and values. These goals and objectives should be specific, measurable, achievable, relevant, and time-bound.

2. Involve employees in the program development and implementation: Employees should be involved in the program development and implementation process. They should be given an opportunity to provide feedback on the program, offer suggestions, and make recommendations. This will help to create a sense of ownership and commitment towards the program.

3. Provide adequate resources: The committee should ensure that the necessary resources, including funds, technology, and equipment, are available to implement the program successfully.

4. Communicate effectively: The committee should communicate the program's purpose, goals, and objectives clearly to all employees. This will help employees understand the program's importance and how it will benefit them.

5. Provide necessary training and development: The committee should provide necessary training and development to employees to ensure they have the skills and knowledge required to participate in the program successfully.

6. Monitor and evaluate the program: The committee should regularly monitor and evaluate the program to ensure it is achieving its goals and objectives. This will help identify areas that need improvement and allow for adjustments to be made as necessary.

Learn more about motivation at

https://brainly.com/question/14290345

#SPJ11

Persistence is the secret to successful human contact at any level, according to your reading material.

1.: attempting to accomplish a task or continue to do something despite obstacles or requests from others to stop. A persistent salesman bugged us. He is one of the most steadfast opponents of the administration. She has pursued the job tenaciously.

People that are persistent have an objective and vision in view that inspires and propels them. They frequently have a higher purpose for their lives than just making a living; they are dreamers and visionaries. Their vision is embedded profoundly, and they are intensely passionate and energetic in their ongoing attention on it.

To know more about persistent visit:

brainly.com/question/6571151

#SPJ4

Answer:

All choices are economic choices because with every choice we make, we are (sometimes subconsciously) analyzing the costs and benefits of our options. Our choices are guided by self-interest and every choice we make involves some kind of cost, whether it be time or money or something else.

Paul and Crystal will need an investment nest egg of $718,750 to meet their retirement target. They need to save the needed amount within the next 20 years.

To calculate Paul and Crystal's investment nest egg and the amount they'll need to save annually, we need to consider a few factors.
1. Start by finding out how much they'll need for retirement. Their current annual expenditure is $75,000. Since they expect to spend 125% of that amount in retirement, the estimated annual expenditure in retirement will be

$75,000 * 1.25 = $93,750.
2. Next, consider their sources of income in retirement. They anticipate receiving $30,000 from Social Security and $35,000 from their company pension plans annually.
3. Adjust for future inflation. They expect inflation to be 3% per year. Using this rate, we'll adjust their annual expenditure and sources of income to the time of retirement.
4. Calculate the required nest egg. To do this, subtract their adjusted sources of income from their adjusted annual expenditure:

$93,750 - ($30,000 + $35,000) = $28,750.
5. Determine the size of their investment nest egg. They plan to earn 4% on their investments after retirement. To calculate the required nest egg, divide the amount needed annually by the expected rate of return:

$28,750 / 0.04 = $718,750.
6. Calculate the amount they'll have to save annually. They have 20 years until retirement. Assuming an annual return of 6% on their investments before retirement, we can use the future value of an ordinary annuity formula:
Nest Egg = Annual Saving * (1 + 0.06)²⁰ - 1) / 0.06
Rearranging the formula, we get:
Annual Saving = Nest Egg * 0.06 / ((1 + 0.06)²⁰ - 1)
Substituting the values, we get:
Annual Saving = $718,750 * 0.06 / ((1 + 0.06)²⁰ - 1)
Simplifying the equation will give us the annual saving required.
In conclusion, Paul and Crystal will need an investment nest egg of $718,750 to meet their retirement target. They'll have to save an amount calculated using the above formula each year to accumulate this needed amount within the next 20 years.

To know more about retirement target visit:

https://brainly.com/question/32796471

#SPJ11

Answer: $13,700

Explanation:

Given the following :

Month of September:

Direct materials = $2300

Direct labor used = $3800

Overhead = 200% of direct labor cost incurred

Therefore September overhead :

200% × $3800

2 × $3800 = $7,600

Work in process account at the end of September :

Direct labor cost + direct material cost + overhead

$3800 + $2300 + $7600 = $13,700