Answer: To write comprehension
during a value-added flow analysis, the team studied a process step where the mortgage application was approved. what is the best label for this step?
During a value-added flow analysis, the best label for a process step where a mortgage application is approved is the main answer. Explanation:In a value-added flow analysis, a team studies the value added at each step in a process.
The process step where the mortgage application is approved is a value-added step. The best label for this step is "main answer."In a value-added flow analysis, the main answer refers to the most important part of the process.
A value-added flow analysis focuses on identifying value-adding activities in the process and then improving or eliminating non-value-adding activities. In this case, the main answer is the step where the mortgage application is approved. It is the most critical part of the process, and it adds value to the process.
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Where does the channel of distribution begin?
Answer:
A channel of distribution begins with a producer and ends with an ultimate consumer or industrial user.
Explanation:
What are true statements about the history of the fractional banking system?
Answer:
----->Traders would deposit their gold with goldsmiths.
--->Goldsmiths issued paper receipts in excess of the amount of gold held.
--->Goldsmiths put the paper receipts into circulation by making loans.
Explanation:
What personnel records would you suggest for a small retailer with three employees?
Explanation:
For a small retailer with three employees, the ideal would be to keep personnel records well organized, because regardless of the size of the company, the records function as a perspective of the human resources department and a protection for the company, therefore it is essential that the company have registration forms, selection data, evaluation reports, disciplinary forms, job description, social security number, etc.
What are the 6 supply shifters?
Supply shifters include (1) prices of factors of production, (2) returns from alternative activities, (3) technology, (4) seller expectations, (5) natural events, and (6) the number of sellers.
A variable that can change the quantity of a good or service supplied at each price is called a supply shifter.
A change in the price of labor or some other factor of production will change the cost of producing any given quantity of the good or service. To produce one good or service means forgoing the production of another. A change in technology alters the combinations of inputs or the types of inputs required in the production process.
Many decisions about production and selling are typically made long before a product is ready for sale. Storms, insect infestations, and drought affect agricultural production and thus the supply of agricultural goods. A change in the number of sellers in an industry changes the quantity available at each price and thus changes supply
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is it ethical or unethical to cheat on your taxes? Explain why or why not
Answer:
it would be unethical to do that because you are breaking the law
Answer:
It would be unethical.
Explanation:
coconutoil2217 is correct, it would be unethical to cheat on your taxes.
In your own words, how do you apply for scholarships
the financial support that a company provides for an event in order to promote the company's products is called
The financial support that a company provides for an event in order to promote the company's products is called sponsorship.
Sponsorship is a common marketing strategy used by companies to increase brand awareness, generate sales, and improve their reputation. In exchange for their financial support, sponsors are typically given various promotional opportunities such as branding on event materials, speaking opportunities, and product demonstrations.
Sponsorship can be beneficial for both the company and the event organizer as it provides financial support for the event while also giving the company exposure to a new audience. The success of a sponsorship largely depends on the fit between the company and the event, as well as the marketing strategies used to promote the sponsorship.
Companies may sponsor a wide range of events including sports events, concerts, festivals, and charitable events.
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The financial support that a company provides for an event in order to promote the company's products is called "event sponsorship."
Event sponsorship is a marketing strategy in which a company provides financial or other support for an event, such as a sports tournament, concert, or conference, in exchange for exposure and promotion of its brand or products.
Event sponsorship can take many forms, such as providing funding for the event, donating products or services, or offering prizes or giveaways to event attendees. In return, the sponsoring company may receive prominent branding and advertising opportunities, such as having its logo displayed on banners, promotional materials, or merchandise related to the event.
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If the state government allocates additional spending on education programs, the opportunity cost is:______.
It Allocates that
measured in terms of the best alternative uses for that money.In microeconomic hypothesis, the open door cost of a specific action is the worth or advantage surrendered by taking part in that action, comparative with taking part in an elective action.
What is opportunity cost and its recipe?Opportunity cost is the worth of the following best other option or choice. This worth could conceivably be estimated in cash. Worth can likewise be estimated by different means like time or fulfillment. One recipe to work out open door expenses could be the proportion of what you are forfeiting to what you are acquiring.To learn more about Opportunity cost click the links.
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Niat ny mau bikin dua akun tapi malah kesasar :(
Answer:
I'm lost and I don't understand your language
Which of the following pairs of products can be regarded as substitute products? 4 Multiple Choice os.as 00-15:28 Internet radio and traditional radio movies and plays television and books butter and cheese toothpaste and toothbrush
A pairs of products that can be regarded as substitute products is 'Internet radio and traditional radio'. Option B is the correct answer.
Internet radio and traditional radio are considered substitute products due to their shared purpose of delivering audio content and entertainment to users. Traditional radio utilizes radio waves for broadcasting, whereas internet radio relies on online streaming methods. Users have the flexibility to select either traditional or internet radio based on personal preferences and accessibility. Both platforms offer comparable services, such as delivering music, news, and other audio content, making them viable alternatives to each other.
In conclusion, internet radio and traditional radio can be considered substitute products as they offer similar audio content and provide users with options for accessing music, news, and other forms of audio entertainment.
Option B is the correct answer.
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What is his overall message to marketers?
Through which tool does the federal reserve affect money available for banks to loan? discount rate money multiplier open-market operations reserve requirement
The federal reserve affects money available for banks to loan by using the reserve requirement tool.
What is the reserve requirement in monetary policy?Reserve requirement is said as the set-aside funds by the commercial banks that they utilize for meeting their liabilities and instant withdrawal from customers.
Therefore, when Fed increases the rate of reserve requirement then banks need to hold the large amount which reduces their ability to loan more funds. It ultimately reduces the money supply and vice-versa.
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Answer:
d or Reserve requirement
Explanation:
flex point 2023
How does specialization affect voluntary exchange between countries?
Answer:
It increases voluntary exchange by encouraging other countries to be less self-sufficient
Explanation:
what is the law of demand and supply
Answer:The law of supply and demand is a theory that explains the interaction between the sellers of a resource and the buyers for that resource. The theory defines what effect the relationship between the availability of a particular product and the desire (or demand) for that product has on its price.
Explanation:
GRUBHUB PERKS GIVE YOU DEALS ON THE FOOD YOU LOVE
THE KIND OF DEALS THAT MAKE YOU B O O G I E
DO DO DO DO TU TU TU TU
DO DO TU TUG UT UTURUWEUG
DOVRIOGJGHIJRG
DO
DO
DO
GET THE FOOD YOU LOVE i cant even finish it
Answer:
Grubhub perks give you deals on the food you love.
The kind of deals that make you boogie.
[music]
Purple guy: *bites borger and dances*
Sushi guys: *appear and eat the sushi*
Sallad girl: *eats salad and stands up*
Milkshake girl: *does the splits and sluprs milkshake*
Everyone: *dances all at once*
camera moves to purple guy and shows him dancing
[music stops] camera changes to house and kid looks at purple guy
purple guy: points at kid
kid: says huh and blinks
[music starts again]
Kid: *dancing*
Get the food you love with perks *doorbell rings* from Grubhub!
Grub what you love
Explanation:
Once you turn 18, if you choose one of the 4 options for accessing credit, how will you be sure you use that credit responsibly?
Answer:
What's the four options?
Everything you buy with your credit card will cost more because of the interest you pay. By paying off your entire balance each month, you demonstrate to lenders that you are a trustworthy borrower. Your credit score will suffer if you frequently make late payments or completely skip payments.
What accessing credit, use that credit responsibly?Credit is intended to enhance our financial security. When handled wisely, credit can give us the opportunity to buy the items we need and want right away in situations when cash is not always an option.
Responsible behavior is undoubtedly greatly influenced by external factors, but it is also greatly influenced by social cognition and emotion. Examples include continuing to make payments on schedule, paying down debt, and taking care of past-due bills.
Therefore, Responsible behavior requires internal desire and direction, not only conformity with the law as a result of external supervision, rewards, and penalties.
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production possibilities curve. the curve of the graph
is called "The Frontier"
The PPC, sometimes referred to as the production possibilities frontier, depicts scarcity and tradeoffs.
What does the curve of the production possibility frontier represent?The production possibility frontier or PPF is a curve used in business analysis to show the different quantities of two items that can be produced when they both rely on the same limiting resources.
Thus, The PPC, sometimes referred to as the production possibilities frontier
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Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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Budgeting for Needs Select your needs from your cash expenses. CASH Last Month Gas for car$120 Fast food$20 Movie tickets$30 Amusement park$115
The necessities would be last month's gasoline for the car, while the expenses would be fast food, movie and amusement park tickets.
What are needs and expenses?Needs are a term that refers to the goods and services that a person needs in a fixed way for their daily life, some examples are:
TransportationFeedingEducationOutfitLiving placeAmong othersAccording to the above, it can be inferred that car gasoline is a necessity because it is a means of transportation that we can use to go to our work or place of study.
On the other hand, expenses are the goods and services that are not necessary for our daily lives but that we acquire for leisure and entertainment purposes. For example:
Video gameCinemaTheaterMake-upToysSweetStreet foodAmong othersBased on the above, it can be inferred that movie tickets, fast food, and amusement park tickets are expenses.
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These jeans are made in Mexico, assembled in the US and retail for $150, but the profit differs considerably depending on whether they're sold online or at a physical store.
OFFLINE
Cost of goods sold
$45
Cost of goods sold
$45
Store payroll 27.00
Freight to retail store 4.50
Rent 22.50
Marketing 15.00
Other retail costs 12.00
Profit
$24.00
16%
ONLINE
Cost of goods sold 45.00
Free standard
shipping & returns 10.00
Warehouse/fulfilment 5.00
Operating costs
(softwaremaintenance) 30.00
Marketing
15.00
Profit
$45.00
30%
1. Excluding the cost of goods sold, what is the largest expense for a business selling jeans
offline and online?
Answer:
Offline store: $27.00
Online Store: $30.00
Explanation:
For offline store, the other biggest expense is payroll. Payroll refers to wages and salaries paid to employees.
The store payroll is $27.00
For the online store
The other biggest is the operating cost( software maintenance) at $30.00
a. Wages of \( \$ 7,000 \) are earned by workers but not paid as of December 31 . 6. Depreciation on the company's equipment for the year is \( \$ 10,480 \). c. The Supplies account had a \( \$ 340 \)
The situation described includes three accounting elements: accrued wages, depreciation expense, and the balance in the Supplies account. Accrued wages represent an expense that has been incurred but not yet paid.
a. Wages of $7,000 earned by workers but not paid as of December 31:
The wages earned by workers but not yet paid as of December 31 represent an accrued liability for the company. Accrued liabilities are expenses that have been incurred but not yet paid. In this case, the company has incurred the cost of employee wages amounting to $7,000, but the payment has not been made by the year-end. These unpaid wages need to be recognized in the financial statements to accurately reflect the company's obligations. Therefore, an adjusting entry should be made to record the accrued wages expense and the corresponding liability.
b. Depreciation on the company's equipment for the year is $10,480:
Depreciation is the systematic allocation of the cost of an asset over its useful life. In this case, the company has determined that the annual depreciation expense for its equipment is $10,480. This expense is recognized to reflect the wear and tear, obsolescence, or other factors that reduce the equipment's value over time. By recording depreciation, the company spreads the cost of the equipment over its useful life, which aligns with the matching principle in accounting.
c. The Supplies account had a $340 balance:
The Supplies account is an asset account that represents the cost of supplies held by the company. The $340 balance in the account indicates the remaining value of supplies at the end of the accounting period. It is important to track the value of supplies to ensure accurate financial reporting. The balance can be used to determine if additional supplies need to be purchased or if any adjustments are required to reflect the correct value of supplies on hand. The Supplies account balance is typically adjusted periodically to account for changes in the quantity or value of supplies, ensuring the financial statements accurately reflect the company's assets.
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How much would you pay for a perpetual bond that pays an annual coupon of $200 per year and yields on competing instruments are 20%? You would pay $. (Round your response to the nearest penny.) If competing yields are expected to change to 8%, what is the current yield on this same bond assuming that you paid $1,000? The current yield is %. (Round your response to the nearest integer.) If you sell this bond in exactly one year having paid $1,000, and received exactly one coupon payment, what is your total return if competing yields are 8%? Your total return is %. (Round your response to two decimal places.)
The total return would be 20% if competing yields are 8%. Competing yields refer to the returns or yields offered by different investment options that are considered as alternatives to each other. When comparing investment opportunities, investors often evaluate the competing yields to determine which option provides the most attractive return on their investment.
To determine how much you would pay for a perpetual bond with an annual coupon of $200 per year, we need to calculate the present value of the cash flows. Assuming that competing instruments yield 20%, we can use the formula for the present value of a perpetuity:
Present Value = Coupon Payment / Yield
In this case, the coupon payment is $200 and the yield is 20% (or 0.20). Plugging these values into the formula:
Present Value = $200 / 0.20 = $1,000
Therefore, you would pay $1,000 for the perpetual bond.
Next, if competing yields are expected to change to 8%, we can calculate the current yield on the bond assuming you paid $1,000. The current yield is defined as the annual coupon payment divided by the bond price:
Current Yield = Coupon Payment / Bond Price
Current Yield = $200 / $1,000 = 0.20 or 20%
Therefore, the current yield on this bond is 20%.
Finally, if you sell the bond in one year, having paid $1,000 and received one coupon payment, your total return would consist of the coupon payment plus any capital gain or loss due to changes in bond prices. Assuming competing yields are 8%, the coupon payment remains $200. Since the bond price remains at $1,000, there is no capital gain or loss.
Total Return = Coupon Payment + (Sale Price - Purchase Price) / Purchase Price
Total Return = $200 + ($1,000 - $1,000) / $1,000 = $200 / $1,000 = 0.20 or 20%
Therefore, your total return would be 20% if competing yields are 8%.
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A power point can only strengthen your presentation.
True or False
Answer:
True
Explanation:
because it gives mor information
what is one of the effects that the internet has had on bussiness?
The principle of comparative advantage states that individuals, firms, and national economies should produce _____
The principle of comparative advantage states that individuals, firms, and national economies should produce goods or services for which they have the lowest opportunity cost and trade with other individuals, firms, or countries for goods or services in which they do not have a comparative advantage.
The concept of comparative advantage is rooted in the idea that resources are scarce, and it is impossible to have an absolute advantage in all goods or services. Therefore, countries should specialize in producing goods or services that they are relatively more efficient in producing compared to other countries.
By specializing in these goods, countries can maximize their productivity, which leads to increased output and economic growth. In this way, the principle of comparative advantage helps to promote efficient resource allocation and increase global economic welfare.
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The ___ is the largest U.S. electronic stock trading market
Answer: The New York Stock Exchange (NYSE).
The New York Stock Exchange (NYSE) is the largest electronic stock trading market in the United States.
Established in 1792, it is the world's largest stock exchange by market capitalization. The NYSE lists more than 2,400 companies from around the world and has a total market capitalization of more than $20 trillion.
In order to be listed on the NYSE, companies must meet certain financial and operational standards that are set by the exchange. Companies must also pay listing fees to the NYSE and are subject to ongoing reporting and disclosure requirements. The NYSE also enforces rules that govern how companies can issue new shares of stock, as well as how they can repurchase shares of their own stock.
The NYSE is an electronic stock exchange, meaning that all transactions are executed electronically. It uses a continuous auction market, which means that orders are matched in real time. The NYSE has two trading floors in New York City, as well as a global network of electronic trading platforms that allow investors to trade stocks around the world.
The NYSE is regulated by the Securities and Exchange Commission (SEC). The SEC sets standards for how the exchange operates and enforces rules that protect investors from fraudulent or manipulative activities.
The NYSE is also a member of the Financial Industry Regulatory Authority (FINRA), which is responsible for ensuring that all investors receive fair and equitable treatment.
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The following costs result from the production and sale of 1,000 drum sets manufactured by tight drums company for the year ended december 31. the drum sets sell for $500 each. variable costs plastic for casing $ 17,000 wages of assembly workers 82,000 drum stands 26,000 sales commissions 15,000 fixed costs taxes on factory $ 5,000 factory maintenance 10,000 factory machinery depreciation 40,000 lease of equipment for sales staff 10,000 accounting staff salaries 35,000 administrative salaries 125,000 page 195 required prepare a contribution margin income statement for the year.
The following steps are involved in calculating contribution margin per unit, determining its contribution margin ratio, and creating the contribution margin income statement:
Particulars Amount
Sales Revenue (1,000 × 50) $500,000
Variable Costs
Plastic $17,000
Wages of assembly workers $82,000
Drum stands $26,000
Sales commission $15,000
Total Variable costs $140,000
Contribution(500,000 - 140,000) $360,000
Fixed Costs
Taxes on factory $5,000
Factory maintenance $10,000
Factory machinery depreciation $40,000
Equipment on lease for
sales staff $10,000
Accounting staff salaries $35,000
Administrative management
salaries $125,000
Total fixed Cost $225,000
Income ($360,000 - $225,000) $135,000
Taxes at 25% $33,750
Net Income $101,250
Contri. Margin per unit ($360,000 ÷ 1,000) $360
Contri. Margin Ratio (360,000 ÷ 500,00) 0.72
An income statement with a contribution margin is one in which revenues are reduced by all variable costs to determine the contribution margin.
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You are in charge of purchasing supplies for a lighting company and need to buy 125 feet of electrical wire. A local supplier sells the wire for $1.25 per foot, plus 5% sales tax. An online company sells the wire for $1.75 per foot. The online company also offers a rebate of 10% for the whole order and charges no additional sales tax. If you choose the better of the two prices, how much will you pay for the 125 feet of wire?
Answer:
$164.06 for the 125 feet
Explanation:
total costs from brick and mortar store = ($1.25 x 1.05) x 125 feet = $164.06
total costs from online store = $1.75 x (1 - 10%) x 125 feet = $196.88
after you compute the total costs per store, you should purchase the electrical wire from the brick and mortar store
How do banks create money?
a) by issuing loans and opening checking accounts
b) by holding money in their vaults
c) by charging interest
d) by printing it
The correct answer is option B) by holding money in their vaults.
How does a bank make money?
Banks make money from service charges and fees. These fees vary based on the products, ranging from account fees (monthly maintenance charges, minimum balance fees, overdraft fees, non-sufficient funds (NSF) charges), safe deposit box fees, and late fees.
Where do banks borrow money from?Banks can borrow from the Fed to meet reserve requirements. The rate charged to banks is the discount rate, which is usually higher than the rate that banks charge each other. Banks can borrow from each other to meet reserve requirements, which are charged at the federal funds rate.
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