The present value of the payments made for BONDS in years 1, 2, 3, and 4 is $6,307.11. To compute the present value of the given payments with a 7% interest rate, you need to discount each payment to the present using the formula:
PV = FV / (1 + r)^n, where PV is the present value, FV is the future value (payment), r is the interest rate, and n is the number of years.
1st year: PV1 = $1,650 / (1 + 0.07)^1 = $1,650 / 1.07 = $1,542.06
2nd year: PV2 = $1,850 / (1 + 0.07)^2 = $1,850 / 1.1449 = $1,615.82
3rd year: PV3 = $1,850 / (1 + 0.07)^3 = $1,850 / 1.2250 = $1,509.80
4th year: PV4 = $2,150 / (1 + 0.07)^4 = $2,150 / 1.3108 = $1,639.43
Now, add all the present values together:
Total PV = PV1 + PV2 + PV3 + PV4 = $1,542.06 + $1,615.82 + $1,509.80 + $1,639.43 = $6,307.11
The present value of the payments made in years 1, 2, 3, and 4 is $6,307.11.
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which person is most likely to produce a low level of organizational citizenship behaviors? question 3 options: a) lian is a devoted employee who is happy at her work. b) randall's boss is extremely family-oriented and recently allowed him to leave work early to attend his son's after-school soccer game. c) maria is an agreeable, conscientious employee of a large conglomerate. d) horatio is a young engineer with negative affectivity.
Person is most likely to produce a low level of organizational citizenship behaviors - d) horatio is a young engineer with negative affectivity.
What do you call a worker who respects organizational citizenship?I'm sure we can all think of a worker that always goes above and beyond. One employee always goes above and above for their coworkers and the business. What they're doing is referred to as organizational citizenship behavior, albeit they might not even be aware of it.
What leads to corporate citizenship behavior?This investigation focused on the function of motivations in organizational citizenship behavior (OCB). Prosocial values, organizational concern, and impression management were found to be the three motives through factor analysis.
The propensity of a worker to go above and above at work is known as organizational citizenship. Even though they are not part of the fundamental job description, employees take proactive measures that assist their coworkers and the company.
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WILL GIVE BRAINLIEST!! Answer the following 3 questions A, B, C, or D
UPDATE: I JUST NEED 10 & 12
Answer: 10 is a and 12 is b
steps on how to create your own app
Explanation:
● Steps on how to create your own app
First you have to know coding and programing...
Which action is best if the government wants to redistribute wealth?
Implement a progressive tax system.
Reallocate public lands.
Raise revenue using tariffs and excise taxes.
Reorganize collectively-owned property
Answer:
A. implement a progressive tax system
Explanation:
this basically means taking from the rich and cutting the poor a break
The government wants to redistribute wealth and implement a progressive tax system. Hence, option (A) is correct.
What is the tax?The term tax refers to that it is compulsory financial charges are being there which have to pay to the people over a given period of time by the tax-paying government runs and make proper work in it by paying the tax more development can be there in the organization as well. By paying taxes easily, the government can run.
The government wants to make the wealth to be redistributed, the government is liable to implement a progressive and effective way of the tax system and liable to pay by the tax system the more easily the work can be there. Through the tax system, more new opportunities can take place and better work be there.
Therefore, option (A) is correct.
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Create a mission statement specific to what you are setting out to accomplish.
Consider the following questions and make notes:
What is the need?
Why do people need your organization?
Who will your organization help?
What is your service population?
Where will these services be made available?
How will you inform people of your services?
List Objectives/Tasks
Immediate
Objective 1: How will you complete this task? (Include logic and reasoning behind the objective: how long do you expect it will take your organization to succeed at accomplishing your objective?)
Long Term
Objective 2: How will you complete this task? (Include logic and reasoning behind the objective: how long do you expect it will take your organization to succeed at accomplishing your objective?)
Staff
How many direct service positions are available? What positions are they?
How many program-planning and design positions are available? What positions are they?
How many administrative positions are available? What positions are they?
What is the total number of staff members needed?
Budget
Define the needs of your organization, such as supplies, equipment needed, property, etc. What role will fundraising play in budget planning?
Evaluation
Design a method for monitoring your progress. Explain the details of how you intend to use this tool to ensure that you are on track for accomplishing your goals for your organization.
Name
Finally, after considering the nature of your organization, develop a name for it.
Make a presentation of your organization's mission statement, goals, target population, principles, etc. This can be in the form of a four-hundred-word essay, a three-page outline, or a graphic representation such as a chart.
Answer:
Need is a felling of mind if he person like something
the legal department of a large corporation would be considered
A department in an organization is composed of the various qualified employees found therein. The legal department of a large corporation would be considered;
Staff PersonnelStaff personnel refers to the group of people whose work indirectly impacts the organization.
They may not be involved in the daily operations of the business, but their work is equally valuable because the organization can get into trouble without them.
The services of lawyers are required occasionally when there are legal issues.
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What is earning interest on previously earned interest called?
Answer:
Compounding. Earning interest on previously earned interest plus the principal amount.
Explanation:
Earning interest on previously earned interest is called compounding. Thus, compounding is the correct term for this definition.
It refers to the process of reinvesting the accumulated interest back into the initial principal amount, allowing for exponential growth over time. With each compounding period, the interest is calculated not only on the original principal but also on the interest earned in previous periods.
This compounding effect leads to the gradual growth of the investment or savings. Compounding is a powerful concept in finance and can significantly enhance the growth of investments or savings over the long term. It is a key factor in various financial instruments such as savings accounts, bonds, and investment portfolios.
Thus, earning interest on previously earned interest is called compounding.
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The Federal Reserve purchases large amounts of treasury securities in order
to:
A. slow down a period of rapid economic growth.
B. enforce regulations on its member banks.
C. increase the available money supply.
D. stop banks from lending too much money.
SUBMI
Answer: C. increase the available money supply
Explanation:
The supply of money is the total amount of money that a particular economy has at a particular point in time.
The Federal Reserve purchasing large amounts of treasury securities is an expansionary policy which means that it's a policy that is used to increase the money that's available in the economy.
When the government buys securities, it leads to more money on circulation. Likewise, if the federal government wants to reduce money supply, it sells securities to the people.
Therefore, the correct option is C.
C. increase the available money supply
Explanation:
The supply of money is the total amount of money that a particular economy has at a particular point in time.
Someone please help will mark as brainliest
Answer:
divide by the table and lilly pads
Explanation:
well how long is the table you divide the table from the number of lilly pads and there you go
Ray lends $3,500. 00 $ 3,500. 00 to aron at a simple interest of 15% 15 % per year. Aron returned him $3,000. 00 $ 3,000. 00 and a watch after 2 2 years to clear the account. What is the price of the watch?.
The price of the watch, given the simple interest on the loan from Ray to Aron, is $ 1, 550
How to find the price of the watch?The price of the watch would be the amount that when added to the $3, 000 that was paid back, would complete the repayment of the debt of $3, 500 from Ray.
First, find the total amount to be paid back:
= Loan amount + ( Loan amount x simple interest x number of years )
= 3, 500 + ( 3, 500 x 15 % x 2 )
= $ 4, 550
The value of the watch is:
= Total to pay back - Amount brought in cash
= 4, 550 - 3, 000
= $ 1, 550
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What kind of Consumer Service is particularly open to an entrepreneur
Answer:
Consumer service is referred to as one on one interaction by entrepreneur.
Explanation:
Consumer service is an essential thing that needs to considered for successful business. The entrepreneur should focus on key customer and then address their queries to further promote his business. He should address any concerns that a consumer might have about the product.
-A(n)---- another is described as moving money from one bank account to
Answers:
Deposit
ATM transaction
Transfer
Withdrawal
A(n)---- another is described as moving money from one bank account to ATM transaction.
What is the process of transferring money from one account to another known as?Money is sent from one account at Bank A to another at Bank B by a bank-to-bank transfer, sometimes referred to as an external transfer. External transfers that are electronic or use the internet can speed up the transfer of funds to a recipient by removing the need to transmit money physically between banks.
What is the name of a bank to bank transfer?Electronic funds transfers between banks are known as ACH transfers, or automated clearing house transfers. Find out the costs and how they operate at various institutions.
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FILL THE BLANK. businesses like peace and predictability because they provide ____
Businesses like peace and predictability because they provide stability. peace and predictability provide businesses with the stability and confidence they need to thrive and grow.
Peace and predictability create a favorable environment for businesses to operate and make long-term plans. When there is peace, it implies a lack of conflict or disturbances that could disrupt business operations. This stability allows businesses to focus on their core activities without the fear of sudden disruptions or uncertainties. Predictability, on the other hand, refers to the ability to forecast and anticipate future events or outcomes with a reasonable level of accuracy. When businesses have predictability, they can make informed decisions, allocate resources efficiently, and manage risks effectively.
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Identify the actions taken by the fed to assist banks during the financial crisis of 2008. check all that apply.
The actions taken by the fed to assist banks during the financial crisis of 2008 is The Federal Reserve took an expansionary approach during the crisis. This was done by expanding the money supply and boosting liquidity.
This can be seen in the Fed's actions of lending to banks, purchasing securities, and lowering the federal funds rate in order to lower overall interest rates. The Federal Reserve and different significant banks reacted to the deepening disaster withinside the fall of 2008 now no longer best via way of means of establishing.
New emergency liquidity facilities, however, additionally via way of means of decreasing coverage hobby quotes to shut to 0 and taking different steps to ease economic conditions. Toward the quilt of 2008, the recession deepened with the chance of a massive financial coverage price range charge shortfall. In response, the Fed extended its stability sheet rules in an effort to decrease the price and enhance the provision of credit score to families and businesses.
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Answer:
Explanation:
c d e
nvestment advisors at your local bank branch office: a) Are not able to plan strongly diversified portfolios for their customers b) Must be transparent about their rates and services c) Are working solely on behalf of their customers to earn money d) Do not advise their customers on their financial goals
Answer:
b) Must be transparent about their rates and services
Explanation:
investment advisors at your local bank branch office: Must be transparent about their rates and services
anne deposited $400 in a savings account that pays a simple interest rate of 3.5% per year. if she makes no other deposits or withdrawals how much interest has she earned at the end of 3 years?
To calculate the interest earned on Anne's $400 deposit in a savings account with a 3.5% simple interest rate at the end of 3 years, follow these steps:
1. Identify the principal amount (P), interest rate (r), and time (t): P = $400, r = 3.5%, and t = 3 years.
2. Convert the interest rate to a decimal by dividing by 100: r = 3.5 ÷ 100 = 0.035.
3. Use the simple interest formula: I = P × r × t, where I is the interest earned.
4. Substitute the values into the formula: I = $400 × 0.035 × 3.
5. Calculate the interest: I = $400 × 0.035 × 3 = $42.
Anne has earned $42 in interest at the end of 3 years.
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Should spreadsheets be used to maintain a checkbook?.
The above statement is correct because it maintains all the data collected and permits seeing the movement and growth of the data by automatically creating different types of charts to visualize the data.
What are spreadsheets?A spreadsheet is defined as an electronic record in which data is placed in the rows and columns of a facility and can be exploited and abused in arithmetic or calculations.
The above statement is correct that the spreadsheets be used to maintain a checkbook because it keeps the data organized and allows seeing the trends of the data by creating automatically the different types of the data.
Therefore, the above statement is true.
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which program has
budget lidl
year?
A. Social Security
O B. Medicaid
Ο Ο Ο Ο
O C. Defense
O D. Medicare
Answer: Medicare and social security
Explanation:your welcome
steady-state growth in free cash flows could be driven by long-run expectations for growth attributable to:
A larger value of does cause the stable capital/labor ratio k to grow. The steady-state production per individual consequently rises. In the steady state, the actual rate of interest is now lower and indeed the real wage is higher.
What does it mean to be steady?adjective. When you refer to someone as steady, you are referring to their common sense and dependability. Unlike previous guys she had met, he was strong and steady. Synonyms: dependable, prudent, reasonable, and fair more words for steady
Steady: Does it really work?It's vital to keep in mind that the money you can earn will rely on how much time and work you're prepared to put into any side hustle option. However, Steady asserts that its members make more than $5,500 a year on average.
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Jemimah was having problems with the tight scheduling and timelines given to her for one of her technical writing projects. She was failing to meet deadlines regularly and was unable to adjust to a variety of functional changes in the project. In this type of situation, what skill should Jemimah use to manage time and meet deadlines?
Answer: Strong time management skills.
Explanation:
Time management skills looks at achieving goals in a shorter period of time and making available time for other activities you plan to achieve, it helps you plan your events well void of much stress, gives you focus and meeting up with deadlines.
Jemimah has to work on her time management skills, she has to analyze the project and work out a plan on to meet up before the deadline. She can break the project in bits and set short deadline for her self on each task, in doing so, sh would relieve herself of stress and meet up with the deadline she was given.
Which factor might pose the greatest risk to a person applying for a credit
card for the first time?
O A. A short grace period
B. A low introductory credit limit for the first six months
C. A lack of fees
D. A low introductory rate that will increase over time
A low introductory rate that will increase over time is the factor might pose the greatest risk to a person applying for a credit card for the first time. Hence, option D is correct.
What is introductory rate?Introductory rate is the interest rate that is charged to the person at the initial stage of the loan. The interest rate can be minimal, or it is not necessary to charge the interest rate.
The introductory rate is used to sell the loan to customers and make it seem appealing. They may or may not apply to cash advances, although they are frequently utilized for the application of balance transfers.
Thus, option D, A low introductory rate that will increase over time is correct.
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The relationship between maturity and yield to maturity is called the ________. group of answer choices
The relationship between maturity and yield to maturity is called the term structure.
What is the yield to maturity ?
The yield to adulthood is the hobby fee with the purpose to make the prevailing fee of the coins flows identical to the price (or preliminary investment).
What is the distinction among yield to adulthood and yield to call?
The general move back with the purpose to be obtained from the time a bond is bought till it matures is stated as the yield to adulthood.The fee incurred if the company of a callable bond makes a decision to pay it off early is stated as yield to call.Learn more about yield to maturity (YTM).
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Creating graphs to reach equilibrium
On a graph, the point the place the grant curve (S) and the demand curve (D) intersect is the equilibrium.
How do you draw a demand and supply curve at equilibrium?Put the quantity of the top you are requested to analyze on the horizontal axis and its charge on the vertical axis. Draw a downward-sloping line for demand and an upward-sloping line for supply. The preliminary equilibrium charge is determined with the aid of the intersection of the two curves. Label the equilibrium solution.
The equilibrium curve of a given shape represents, to some extent, its behavior. This curve is developed in an (n + 1) dimensional house if the device is of finite dimensions; otherwise, for continuum structures (such as beams, plates, shells, and deformable our bodies in general), the corresponding area is infinite.
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What is opportunity cost? (Select the best answer.)
the value of an investment opportunity when it's compared with all the other investments you've made in the past
the total amount of investments in a portfolio
the principal in an investment account
the value of an investment opportunity you pass up in order to take another investment opportunity
Answer:
The value of an investment opportunity you pass up in order to take another investment opportunity
Hope this helps plz mark me Brainliest
The value of an investment opportunity you pass up in order to take another investment opportunity is called as opportunity cost.
The price of a lost chance is called the opportunity cost. It is the worth of the next greatest chance that is passed up in favor of pursuing a certain course of action.
Opportunity cost is a word used in economics to describe how much something costs in relation to the alternative that is sacrificed. In other words, the opportunity cost is the value of the best alternative choice that is forfeited anytime you pick one option over another.
Opportunity cost is the value of alternative products or services you must forgo in order to purchase what you desire.
Thus, fourth is the correct option.
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For which product is demand likely to be the most elastic? a) A product with no substitutes b) a product with many adequate substitutes c) a product with inadequate substitutes d) it is impossible to tell
Because people are willing to purchase at a cheaper price if prices drop, expensive goods frequently exhibit large elasticities. Products with numerous alternatives or rivals are elastic because customers switch to other products as the price of the original product rises.
What contexts exist for the word "purchase"?
When a noun form is necessary, such as in the phrase: You made a wise purchase when you bought gasoline before the price climbed., the word "buy" should also be used. Try to use "buy" for simple transactions and "purchase" for more formal cash exchanges for goods. The value of all products and services purchased during the accounting period for resale or consumption in the manufacturing process is included in purchases of goods and services, with the exception of capital goods, whose consumption is recorded as consumption of fixed capital.
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What is the GDP growth rate?
What is GDP per capita growth rate?
What is the productivity growth rate?
Help ASAP. The assignment's due tonight
The GDP growth rate, also known as economic growth rate, is measure of the change in country's gross domestic product (GDP) over a specific period of time, usually year or quarter.
What is economic growth?Economic growth refers to the increase in the production and consumption of goods and services in an economy over a specific period. This growth can be measured by changes in gross domestic product (GDP), which is the total value of all goods and services produced within a country's borders. Economic growth is generally seen as a positive development, as it creates jobs, increases income and improves living standards for people. However, it can also have negative consequences such as environmental degradation, inequality and inflation. Governments and central banks often try to promote economic growth through various policies, such as fiscal stimulus, monetary policy and investments in infrastructure and education.
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most business activities occur within a country’s own borders. true or false
Most business activities occur within a country's own borders: True.
It is true that most business activities occur within a country's own borders. This can be attributed to several factors. First, domestic businesses tend to have a better understanding of the local market, including consumer preferences, cultural nuances, and legal regulations.
This familiarity makes it easier for them to navigate and succeed in their home country.
Second, businesses often benefit from cost advantages when operating within their own borders. These include lower transportation costs, reduced tariffs or trade barriers, and access to local labor and resources.
Operating domestically also allows businesses to avoid potential risks associated with international trade, such as currency fluctuations, political instability, or cultural differences.
Third, governments often prioritize and support local businesses through various incentives and policies. This may include tax breaks, subsidies, or preferential treatment when it comes to regulations and licensing. Such measures can make it more attractive for businesses to operate within their own borders rather than expanding internationally.
However, it is important to note that international trade and cross-border business activities are also vital for many companies, particularly in today's globalized economy.
Some businesses find it necessary to expand beyond their home country to access new markets, resources, or talent. In such cases, engaging in business activities across borders can be essential for growth and success.
In summary, most business activities occur within a country's own borders due to factors like familiarity with the local market, cost advantages, and government support. However, international trade and cross-border activities are also crucial for many businesses in the global economy.
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What is an example of a musical work?
A musical theater script
The playlist used for a pop radio station
The design of a particular musical instrument
The sheet music of a popular movie soundtrack
Answer:
sheet music of a popular movie soundtrack
Answer:
nhd wdbbdbdbdhduwdhbdubdjkdn9uwdhdbddknd
Explanation:
Tim receives a call from a friend when he is on a conference video call with his boss. What should be his next step?
Answer:
He shoukd apologises to his boss and send the other person to voicemail and creat a plan to call back later
Explanation:
Answer:
Disconnect the call
Explanation:
edmentum
The rate at which a business increases revenue from sales is
Answer:
There are only four ways to increase revenue in your business: increase the number of consumers, increase the average transaction size, increase the frequency of transactions per client, and raise your rates.
Explanation: