First Principles - End of Chapter Problem A sharp downturn in the U.S. housing market reduced the income of many who worked in the home construction industry. One news source reported that wire-transfer business was likely to suffer because many construction workers are foreign nationals who regularly send part of their wages back to relatives in their home countries via wire transfers. With this information, correctly order the statements below to trace a chain of links that explains how reduced spending for U.S. home purchases is likely to affect the performance of the economies in the home countries of these workers. a. reduction in spending for U.S. home purchases a. reduction in spending for U.S. home purchases adverse impact on foreign economies To correctly order the events, think about which group of people will be impacted first and then how the change in their economic situation will propagate through the economy.
Answers
the reduction in spending for U.S. home purchases directly affects the income of foreign construction workers, which, in turn, has an adverse impact on the economies of their home countries due to the decreased flow of remittances.
To correctly order the statements, considering the impact on different groups and the propagation of economic changes, the correct order is as follows:
Reduction in spending for U.S. home purchases
Adverse impact on foreign economies
Explanation:
The reduction in spending for U.S. home purchases directly affects the income and employment of workers in the home construction industry. As a result, many construction workers, who are foreign nationals, may experience a decrease in their wages or job loss. This reduction in income will have an immediate impact on their ability to send money back to their home countries via wire transfers.
The adverse impact on foreign economies occurs as a consequence of the reduced wire transfers. Many families in the workers' home countries rely on these remittances for their daily expenses, education, healthcare, and other essential needs. The decrease in wire transfers will lead to a decline in the inflow of funds, affecting the purchasing power and overall economic well-being of the families and communities in those countries.
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Related Questions
"What a given group of people appreciates" are their ___________. A. Cultural contexts b. Culture shock c. Cultural education d. Cultural values Please select the best answer from the choices provided A B C D
Answers
Answer:
d. Cultural values
Explanation:
Cultural values are the values and norms that are followed by a distinct society or a group of people. In other terms, values and norms developed within the society to form its basis are said to be the cultural values. The people believe, follow, and appreciate the values. They help in defining the ways of living and leading the life. The behavior, nature, and thinking of the society is influenced or structured as per the cultural values.
Answer:
D
Explanation:
I just took the assignment
Analyze why the scenario below fails to meet the criteria for a SWOT analysis:
The farming co-op determines that it needs to borrow $100,000 for new equipment to plant cherry orchards. The FFA (Future Farmers of America) is eager to help with the planting. However, the price of farmland has increased astronomically in the past five years as suburbanites have moved farther into the country.
Answers
Answer:
i am looking for it.
Explanation:
Interest earned on a savings account is _____.
Answers
Explanation:
Interest earned on a savings account is everfi
Do you think every working American needs a 401(k) account or an IRA? Why or why not?
No links
Need ASAP
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Answer:
Both 401(k) accounts and IRAs are retirement savings accounts that allow individuals to save for retirement on a tax-advantaged basis. Contributions to these accounts are tax-deductible, and the earnings on the investments grow tax-free until they are withdrawn during retirement.
There are some benefits to having a 401(k) account or an IRA. They allow individuals to save for retirement in a tax-efficient way, and can provide a significant source of income during retirement. In addition, many employers offer matching contributions to 401(k) accounts, which can be a valuable incentive to participate.
However, there are also some drawbacks to these types of accounts. For example, they are subject to market fluctuations and the investment risk is borne by the individual. In addition, there are limits on how much can be contributed each year, which may not be enough to provide for a comfortable retirement.
Whether or not every working American needs a 401(k) account or an IRA depends on individual circumstances. For some people, these accounts may be a valuable tool for saving for retirement. For others, different types of retirement savings accounts or strategies may be more appropriate. Ultimately, it is up to each individual to determine the best approach for their own retirement planning.
Budgeting for Needs Select your needs from your cash expenses. CASH Last Month Gas for car$120 Fast food$20 Movie tickets$30 Amusement park$115
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The necessities would be last month's gasoline for the car, while the expenses would be fast food, movie and amusement park tickets.
What are needs and expenses?Needs are a term that refers to the goods and services that a person needs in a fixed way for their daily life, some examples are:
TransportationFeedingEducationOutfitLiving placeAmong othersAccording to the above, it can be inferred that car gasoline is a necessity because it is a means of transportation that we can use to go to our work or place of study.
On the other hand, expenses are the goods and services that are not necessary for our daily lives but that we acquire for leisure and entertainment purposes. For example:
Video gameCinemaTheaterMake-upToysSweetStreet foodAmong othersBased on the above, it can be inferred that movie tickets, fast food, and amusement park tickets are expenses.
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What is the meaning of cash in the balance sheet?
Answers
Answer:
The cash balance reported on a balance sheet is the cash in your bank adjusted for payments and receipts that have not yet cleared. For example, writen but not cashed cheques, or recieved but not yet deposited cheques.
Explanation:
Which of the following is a common behavior for an active listener?
a.
Look at your notes to make sure they are accurate
b.
Keep track of the number of times the speaker agrees with you
c.
Repeat the speaker’s argument back in new words
d.
Argue against the speaker’s points one at a time
Answers
Answer: Repeat the speaker's argument back in new words
Explanation: It shows that you understood and listened to their whole speech. Understandning is a big part in active listening
Answer:
c
Explanation:
What does it mean to invest your own risk?
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The end goal of budgeting is to plan and ____ organizational finances successfully?
A. justify
B. control
C.explain
D.increase
Answers
Answer:
B
Explanation:
Controlling is another organizational goal
100 points please help. let’s say eur/usd is trading at=1.1872. So if I have a forex account worth 100$ and I use a leverage of 1:100 I have 10000$ of buying power so if buy a mini lot of eur/usd. Do I only need to pay 10k or the quote price which would be 11872$ that I need to pay?
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Answer:
With 100:1 leverage a trader can open a position 100 times greater than they could without leverage. For example, if the cost to purchase . 01 lots of EUR/USD is normally $1000 and the broker offers 100:1 leverage, then the trader must put up only $10 as margin.
Explanation:
if the seller is to pay the freight costs of delivering merchandise, the delivery terms are stated as a.fob seller b.fob destination c.fob n/30 d.fob shipping point
Answers
Delivery terms are as follows: If the seller is responsible for paying the freight charges for shipping the product, the contract is considered FOB seller.
What is FOB?The shipping abbreviation "FOB" stands for "free on board". If the shipment is marked as FOB (Seller's Location), the seller registers the sale as completed as soon as the shipment leaves the seller's warehouse. Products are the property of the customer and must be delivered at the purchaser's expense.
FOB Final Destination: Goods remain the property of the Seller until delivered to the Buyer. However, the purchaser remains fully responsible for the goods once they arrive at his location.
Differentiation by FOB: Shipping costs are 'included' in the price according to the 'Delivery Price' clause of the 'Delivery Point' contract.
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Each of the following is an example of corporate governance except : a. Adding non-executives to the board of directors b. Properly disclosing financial information C. Ignoring shareholders' rights d. Controlling executives' salaries
Answers
Answer:
C. Ignoring shareholders' rights
Explanation:
Corporate governance refers to the way corporate companies are controlled and directed. The board of directors provides corporate governance in a company. Good corporate governance establishes a framework that protects shareholders' rights in the company.
Some of the shareholders' rights include
1. Right to vote
2. Right to transfer ownership
3. Right to dividends
4. Right to inspect corporate documents
The board of directors must ensure fair treatment of all shareholders, including the minority. The board has to put in place mechanisms that address shareholders' concerns and offers redress when their rights are violated.
Can anyone help with this question??
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Therefore, potential GDP can be calculated as:
Potential GDP = Actual GDP + GDP Gap
Potential GDP = $500 billion + (-$20 billion)
Potential GDP = $480 billion
Therefore, the potential GDP in this case is $480 billion.
The managers of Jones Company are considering replacing an existing piece of equipment, and have collected the following information:
• The new piece of equipment will have a cost of $600,000, and it will be depreciated on a straight-line basis over a period of five years.
• The old machine is also being depreciated on a straight-line basis. It has a book value of $200,000 (at year 0) and three more years of depreciation left ($50,000 per year).
• The new equipment will have a salvage value of $0 at the end of the project's life (year 5). The old machine has a current salvage value (at year 0) of $300,000.
• Replacing the old machine will require an investment in net working capital (NWC) of $60,000 that will be recovered at the end of the project's life (year 5).
• The new machine is more efficient, so the incremental increase in operating income before taxes will increase by a total of $700,000 in each of the next five years (years 1–5). (Hint: This value represents the difference between the revenues and operating costs (including depreciation expense) generated using the new equipment and that earned using the old equipment.)
• The project's required rate of return is 9%.
• The company's annual tax rate is 40%.
Answers
The net present value (NPV) of replacing the existing equipment with the new, one is positive.
To calculate the net present value (NPV), we need to determine the cash flows associated with the project and discount them to their present value using the required rate of return. The cash flows include the initial investment, operating income before taxes, depreciation tax shield, salvage value, and net working capital.
1. Initial Investment:
- Cost of the new equipment: $600,000
- Net working capital investment: $60,000
2. Operating Income before Taxes:
- Incremental increase per year: $700,000
- Tax rate: 40%
3. Depreciation Tax Shield:
- Depreciation expense of the new equipment per year: $600,000 / 5 years = $120,000
- Tax shield per year: Depreciation expense * Tax rate = $120,000 * 40% = $48,000
4. Salvage Value:
- Salvage value of the new equipment: $0
Now, we can calculate the NPV using the discounted cash flow (DCF) method:
NPV = Initial Investment + Present Value of Operating Income + Present Value of Depreciation Tax Shield + Present Value of Salvage Value + Present Value of Net Working Capital
By calculating the NPV, we can determine whether replacing the existing equipment with the new one is a financially viable decision. If the NPV is positive, it indicates that the project is expected to generate more value than its costs and would be considered a favorable investment. If the NPV is negative, it implies that the project's costs outweigh the expected benefits and may not be advisable.
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If the price elasticity of supply is 1.5, and a price increase led to a 1.8% increase in quantity supplied, then the price increase is aboutGroup of answer choicesa) 0.67%.b) 0.83%.c) 1.20%.d) 2.70%.
Answers
The correct option is B, 0.83%. This is because in this case, the price elasticity of supply is 1.5, and a 1.8% increase in quantity supplied occurred from a price increase. To calculate the price increase, we can use the formula of price elasticity of supply which is as below.
Price Elasticity of Supply = % Change in Quantity Supplied/ % Change in Price. Therefore, % Change in Price = % Change in Quantity Supplied/Price Elasticity of Supply.
Plugging in the given values, we get
% Change in Price = 1.8%/1.5 = 0.83%.
The price elasticity of supply measures the change in quantity supplied for a given price change.
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Elaine just accepted a new job and is working with the company's HR department to fill out
paperwork. Which of the following steps is she responsible for?
a. Determine how much tax to withhold from her paychecks based on W-4 information
b. Complete a W-4 form
c. Send withholding amounts to the
federal government
d. Complete a W-2 form
Answers
As a new person that has been accepted to the new Job that has to fill the HR of the company, what she is going to be responsible for would be to Complete a W-4 form.
What is a W-4 form?W-4 form is the term that is used to refer to the form that thet the people that are employed in a particular organization would have to fill. The form would have to tell the amount of money that the employee is to withhold from your pay as the tax that you are to pay to the government as your income.
The other term that the form is used to be called is the employee withholding certificate because of the work that the form is meant to achieve.
Hence we would have to say that the steps that Elaine is going to be responsible for filling would be the employee withholding for the business to take her federal taxes for the government.
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A leading global vendor of computer software; hardware for computer, mobile and gaming systems; and cloud services. Its corporate headquarters is located in Redmond, Washington, and it has offices in more than 60 countries. Question 1 options: Apple MicroSoft IBM Global Impact.
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Answer:
Microsoft
Explanation:
how does the South African Airways strike affect the national carrier?
Answers
Answer:
SAA, which has not turned a profit since 2011 and is without a permanent CEO, says the walkout by unions representing more than half of its workforce will cost it 50 million rand ($3.36 million) per day and threatens its survival. ..
Explanation:
Hope it helps!
Although using a multi-car insurance policy can be a great way to reduce premium costs, when does bundling actually increase rates?
PLz help will mark brainlies
A. None of these
B. After Jack and Diane finally got married, they bundled their automobile insurance policies and moved into a small town far from the city
C. Adding a 17-year-old driver to the account that has 3 points issued by the State of New Jersey
D. Taking off a 20-year-old driver on the policy that began college in New York City and has less need for a vehicle
Answers
Answer:
I believe it's C.
Explanation:
Insurance policies usually have a higher cost for Young drivers because they are seen as more of a risk so this would be the option where the cost would increase by bundling
B. seems like it would save money or at least just keep the same rates
D. seems like it would decrease rates
hope this helps and if im wrong comment <3
The bundling rate will increase when a 17-year-old driver is added to the account that has 3 points which are issued by the State of New Jersey.
An insurance is a protection against a financial loss. A multi-car insurance policy is a policy whereby different vehicles are covered under one insurance policy.
Under the multi-car insurance policy, there is a discount gotten for every car that's added. Despite this, adding a 17 year old driver to the account is a high risk and this will be taken into consideration by the insurance company.
It should be noted that getting married and taking off the 20 year old driver will not increase the rates.
Therefore, due to the addition of the 17 year old, there may be an increase in rate.
In conclusion, the correct option is C.
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A letter to your headmaster telling him the reasons you want to change your course
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Respected ________, I hope you are doing great in health. I am writing this letter to you so that I can ask you the permission of course change. As I am studying (Subject or course name) from last six months or one year and continuously my GPA is Decreasing and the studies are getting difficult as the semesters are passing.
Hope this helps :)
A formal letter is being written to the headmaster telling him the reasons.
What are good reasons for changing course?Financial difficulties, problems with one's mental or emotional health, changes in one's personal situation, and picking the incorrect subject or university are all common causes for altering or leaving a degree.
It is possible to switch to a new course, either at the same institution or one at a different university or college, if you believe the course you are taking isn't quite suitable for you. Transfer procedures vary by university or college, as well as from course to course.
Regardless of the schools, change never stops. Even after the Post UTME and admissions are granted, all universities will continue to permit course changes.
Thus, A formal letter is being written to the headmaster
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Ghost Rider Corporation has bonds on the market with 8 years to maturity, a YTM of 5 percent, and a current price of $945. What must the coupon rate be on the company s bonds? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places. Omit the "%" sign in your response.)
Answers
The coupon rate on the company bonds is 4.2%. if Corporation has bonds on the market with 8 years to maturity, a YTM of 5%, and a current price of $945.
The given data is as follows:
Maturity years = 8 years
YTM percent = 5%
current price = $945
Face value = $1000 (assumption)
To determine the current bond price and financial calculator and excel formula is used.
YTM percentage = Coupon payment / current price
5% = Coupon payment / $945
coupon payment = $945 * 5% = $47.25
Coupon rate = Coupon payment / Face Value
Coupon rate = $47.25/ $1000
Coupon rate = 4.2%
Therefore we can conclude that the coupon rate on the company bonds is 4.2%.
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Which Important personal quality does Jane seem to possess?
Jane is friendly and kind toward her coworkers. She makes interesting conversation with them during lunch. Her attitude helps to maintain a
harmonious atmosphere at work. Jane thus possesses an important personal quality known as
Answers
Answer:
kindness
Explanation: sorry im guessing by what the paragraph tells me..
Answer:
courteousness
Explanation:
These are all attributes of a courteous individual.
can i apply for a job at a gas station at age 13??
and how much do i get paid weekly
Answers
Answer:
There is no age requirement for applying at a gas station. Some do sell alcohol, So that's why most requirements are the age 18 and above. But also, It depends on witch one your planning on working for. Salary would be about 10-11 dollars an hour. But again, It depends on the gas station your planning on working for.
which of the following is also known as profit and loss statement?
net worth ledger
liability statement
income statements
transaction ledger
Answers
A financial statement that outline the revenues and costs during a period of time.
Another name for the profit and loss statement is the income statement.
The income statement is a financial statement that is used to record a firm's income and expenses in a given year. It contains information on the total profit or loss of a firm.
A balance sheet is a financial statement that contains information on a reports company's assets, liabilities and shareholders' equity at a point in time.
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The prices for all kinds of fish sold in Eastville's downtown Old Market are much lower than the prices charged at uptown seafood stores. Old Market vendors buy fish of similar quality from the same wholesalers and at the same prices as uptown vendors do. Therefore, since Old Market fish vendors' businesses are as profitable as those uptown, the volume of the Old Market vendors' daily fish sales must, on average, be higher.
Which of the following, if true, most strengthens the argument given?
A. People who buy fish at Old Market stores generally have lower incomes than do those who buy fish from uptown seafood stores.
B. Some varieties of fish that are not available at Old Market stores can be found occasionally at uptown seafood stores.
C. Vendors at the old Market save on energy costs by keeping fish on ice instead of in refrigerated cases.
D. Many of the people who live in uptown Eastville prefer to buy fish from the neighborhood stores.
E. Fish vendors at the Old Market do not, on average, have lower overhead costs than uptown vendors do.
Answers
Answer:
The most correct answer is D
In general Accounts are split into Personal Accounts and ImpersonalAccounts
True
False
Answers
Answer:
True.
Explanation:
Financial accounting is an accounting technique used for analyzing, summarizing and reporting of financial transactions like sales costs, purchase costs, payables and receivables of an organization using standard financial guidelines such as Generally Accepted Accounting Principles (GAAP) and financial accounting standards board (FASB).
Thus, it is a field of accounting involving specific processes such as recording, summarizing, analysis and reporting of financial transactions with respect to business operations over a specific period of time. Financial experts or accountant uses either the cash basis or accrual basis of accounting.
An account can be defined as a formal and individual record of the financial transactions of a person, business firm, goods, assets, liability, etc.
All the transactions with respect to a particular item such as income, expenses, assets, liability, etc., are recorded in its account.
In general, accounts are split or divided into two main categories and these includes;
I. Personal Accounts
II. Impersonal Accounts.
One of the main reasons it has been considered risky to conduct business in the Middle East is: A. Political instability B. Lack of natural resources C. Cultural differences D. High taxes
Answers
The main reason it has been considered risky to conduct business in the Middle East is political instability. With ongoing conflicts and changes in leadership, there is a high level of uncertainty and the potential for disruptions to business operations.
Cultural differences and high taxes may also contribute to the risk factor, but they are not as significant as the political instability that plagues the region. Lack of natural resources is not a significant factor as the Middle East is rich in oil and other valuable resources.
One of the main reasons it has been considered risky to conduct business in the Middle East is A. Political instability. This factor can lead to an unpredictable business environment and pose challenges for companies operating in the region.
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The main reason it has been considered risky to conduct business in the Middle East is political instability. With ongoing conflicts and changes in leadership, there is a high level of uncertainty and the potential for disruptions to business operations.
Cultural differences and high taxes may also contribute to the risk factor, but they are not as significant as the political instability that plagues the region. The lack of natural resources is not a significant factor as the Middle East is rich in oil and other valuable resources.
One of the main reasons it has been considered risky to conduct business in the Middle East is A. Political instability. This factor can lead to an unpredictable business environment and pose challenges for companies operating in the region.
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If a basic transportation problem (with no capacity constraints for arcs) has four origins and five destinations, the lp formulation of the problem will have?
Answers
If a basic transportation problem (with no capacity constraints for arcs) has four origins and five destinations, the lp formulation of the problem will have nine constraints.
Transportation is the motion of humans, animals, and goods from one location to any other. Modes of delivery consist of air, rail, avenue, water, cable, pipeline, and space. the sector can be divided into infrastructure, motors, and operations.
Transportation permits the motion of products, offerings, mail, and different substances from one vicinity to some other. without transportation, we'd be forced to carry everything with us or pass everything by using hand. We wouldn't be capable of delivering matters from one region to another.
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who uses financial institutions?
Answers
Answer:Financial institutions encompass a broad range of business operations within the financial services sector including banks, trust companies, insurance companies, brokerage firms, and investment dealers. Financial institutions can vary by size, scope, and geography
Explanation:
Answer:
The answer is: comercial banks, investment banks, brokerage firms, insurance companies, and asset management.
You don't have to answer all if you don't know it.
1-Which of the following options does not exist in the slide layout drop-down menu?
A: Titles
B: Lists
C: Charts
D: Animations
2-PowerPoint presentations are widely used as
A: Note outlines for teachers
B: Project presentations by students
C: Communication of planning
D: All of the above
3-A new presentation can be created from
A: Blank presentation
B: Existing presentation
C: Design template
D: All of the above
Answers
The answers to 2 and 3 are D, all of the above