If $10,000 is invested today at an effective annual rate of 8%, the value accumulated in 7 years will be $16,289.57. This can be calculated using the formula for future value of a present sum. FV = PV x (1 + r/n)^(n x t)
Here, FV is the future value, PV is the present value, r is the annual interest rate, n is the number of times the interest is compounded in a year, and t is the time period in years.
So, we have: FV = $10,000 x (1 + 0.08/1)^(1 x 7)FV = $10,000 x (1.08)^7FV = $10,000 x 1.7138FV = $16,289.57. Therefore, the value accumulated in 7 years of an amount of $10,000 invested today at an effective annual rate of 8% is $16,289.57.
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A lumberyard contracted with a retail home improvement company to provide the company with pine boards of various lengths and amounts. The contract was silent as to delegation, and the lumberyard, acting in good faith, delegated its duties under the contract to a third party. After asking for, and receiving, assurances from the third party that the boards would conform to contract specifications, the company accepted the delegation. The third party delivered the boards, which the company rejected because the shipment did not conform to its specifications. The company sued both the lumberyard and the third party. The lumberyard moved to dismiss the claims against it. Should the court dismiss the suit against the lumberyard?
A lumberyard entered into a contract with a retail home improvement company to provide the company with pine boards of various lengths and amounts.
The contract did not say anything about delegation, but the lumberyard, acting in good faith, assigned its responsibilities under the contract to a third party. The company approved the delegation after receiving assurances from the third party that the boards would conform to contract specifications. The third party supplied the boards, which the company turned down since they did not meet the contract specifications. The company has filed lawsuits against both the lumberyard and the third party. Should the court dismiss the claims against the lumberyard?No, the court should not dismiss the claims against the lumberyard because the agreement did not specifically prohibit delegation, it must be determined whether delegation was forbidden by implication. In certain situations, the parties' intention is clear, and delegation is prohibited by implication.
However, if the parties' intent is unclear, delegation is allowed. There is no implication in this contract that delegation is forbidden. Because delegation is not forbidden by the contract, the lumberyard is not responsible for the third party's breach of the contract's performance. The company, on the other hand, is entitled to demand that the third party fulfill its obligations under the agreement because it approved the delegation and the third party failed to comply with the agreement's terms and conditions. As a result, the lawsuit against the lumberyard should not be dismissed.
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If Company A has a shareholders' deficit, which of the following can it do to improve its debt-to-equity ratio?
O increase its advertising budget to draw in more customers
O borrow money from the bank to buy new equipment
o invest in new facilities to draw in more customers
O sell off part of its inventory and/or equipment
Answer:
sell off part of its inventory and or equipment
Explanation:
Debt/Equity=
Total Shareholders’ Equity /
Total Liabilities
Kathy and Jake are purchasing a house and are financing $465,000. The mortgage is a 20-year
5/1 ARM at 3.5% with a 2/7 cap structure. What will the remaining balance be after the first 5 years?
a $396,038.65
b$427,354.28
c $407,836.29
d $377,238.57
Answer:
D
Explanation:
The remaining balance on a 20-year 5/1 ARM at 3.5% interest with a 2/7 cap structure after 5 years will be $377,238.57.
Pro life tip: Do NOT finance your home with an ARM mortgage.
Good luck in your studies!
an instruction to your bank that tells it to withdraw funds from your account and pay them to the listed payee is called . multiple choice question. a financial intermediary currency a check legal tender
An instruction to your bank that tells it to withdraw funds from your account and pay them to the listed payee is called a check. A check is a written, dated, and signed instrument that directs a bank to pay a specific sum of money to the bearer (individual or business) from the drawer's account.
Checks are a popular and widely accepted means of payment. They are frequently used by businesses to pay suppliers and by consumers to pay monthly bills, among other things. Here's how a check works:
When an account holder writes a check, he or she instructs the bank to deduct a specific amount of money from his or her account and pay it to the payee listed on the check. The payee, who is usually the individual or business to whom the money is owed, may then deposit or cash the check at his or her bank.
If the account holder does not have sufficient funds to cover the amount of the check, it will bounce and the payee will not receive payment. This could result in the account holder incurring additional fees and charges.
Checks are considered legal tender, but they are not considered to be currency. They are instead a type of negotiable instrument that serves as a promise to pay a specific amount of money to a specific person or entity. Checks are processed through the banking system, which acts as a financial intermediary between the account holder and the payee.
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Define logistics management. Click the answer you think is right. It is the management of the movement of materials and information within, into, and out of a firm. It is the management of processes used to identify, acquire, and administer inputs to a firm. It is the management of the customer interface, including all aspects of order processing and fulfillment. It is the management of functional groups such as distribution, sales, order fulfillment, and customer service.
Answer:
The correct answer is the first option: It is the management of the movement of materials and information within, into and out of the firm.
Explanation:
To begin with, the term of "Logistics" refers to the detailed organization and implementation of a complex operation. When it comes to the business field, the companies that have logistics and they need to manage it, tend to organize as much as possible what they use as materials and information of the company that needs to be moved from one place to another and they use the management of the logistics so that process can be improve and the company can count with its resources whenever they need to.
Peter and marcia, both age 34, can each pay $650 a year each on life insurance for themselves. about how much is the face value of the largest combination of policies they can buy? for age 34, a 10-year term for male is 1.45 and for female is 1.24. a 20-year term for male is 1.89 and female is 1.46. a. $1,945,000 b. $972,000 c. $789,000 d. $806,000 please select the best answer from the choices provided a b c d
The face value is $972000. All premiums paid are accustomed cowl the value of insurance protection. The term is also one, five, 10, 20 years, or longer.
With the age of the customer, the insurance premiums additionally rise. The younger. Similarly, the older your age is, the higher the insurance premium. Health Insurance Premium will increase with age because it is believed that with the rising age, possibilities of health issues conjointly rise, which is why consequently, the premium quantity will increase.
Generally, the older someone is, the upper the price of their insurance is. This can be a result of insurance policies area unit designed to pay a benefit once the insured passes away; the additional probably it's that the named insured can die throughout the policy amount, the upper rates are.
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A general rule of thumb is to keep your credit utilization rate at 30% or lower. What is your approximate credit utilization rate for this current billing cycle? (Hint: Credit Utilization Rate = Balance / Credit Limit)
Answer:
90%
Explanation:
Sam is getting his bachelor's degree. During some of his course work, he honed his research skills and learned to exhibit confidence while presenting to an audience. Which career has Sam most likely been preparing for?
Printing Technology
Telecommunications
Performing Arts
Journalism
Answer:
Journalism
Explanation:
Answer:
journalism
Explanation:
What should be included in the schedule section of a scoping document? Select one or more: a. Payment Schedule b. Hours of work per week c. Taxes to be paid by vendor d. Key Milestones What are good e
Answer: Key Milestones
Explanation: The schedule section of a scoping document typically includes key milestones. These milestones outline important dates or events during the project that help track progress and ensure timely completion.
While it is not common to include payment schedule, hours of work per week, or taxes to be paid by the vendor in the schedule section of a scoping document, they may be included in other sections of the document such as the financial or contractual terms.
To summarize, the schedule section of a scoping document should primarily focus on key milestones.
What principle do you think underlies Li & Fung's decisions on how to allocate production of a good's inputs and its final assembly among various countries?
Li & Fung is a global trading company that specializes in supply chain management. The principle that underlies Li & Fung's decisions on how to allocate production of a good's inputs and its final assembly among various countries is based on the concept of comparative advantage.
According to the theory of comparative advantage, each country should specialize in producing goods and services that it can produce more efficiently and effectively than other countries, and then trade with other countries to obtain the goods and services that it needs.
Li & Fung uses this principle to allocate production of a good's inputs and its final assembly among various countries in order to take advantage of each country's strengths and to minimize costs.
For example, Li & Fung may source raw materials from a country that specializes in producing those materials at a low cost, while producing the final product in a country that has a skilled workforce and efficient manufacturing facilities.
By doing so, Li & Fung can obtain the raw materials at a lower cost and produce the final product more efficiently, resulting in cost savings that can be passed on to customers.
Overall, the principle of comparative advantage allows Li & Fung to optimize its global supply chain and to provide its customers with high-quality products at competitive prices.
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place rock unit events in order.
3. (Note: The surface is not a layer. It is ground-level, complete with happy little trees.) \( \mathrm{A} 3 \) Homework \( - \) Unanswered Place the rock units events in order from oldest on bottom t
To place the rock unit events in order from oldest to youngest, we need to consider the principle of superposition, which states that in an undisturbed sequence of rock layers.
1. Homework: This event is the most recent one as it is mentioned last in the given list.2. A3: This event is mentioned before Homework, suggesting that it occurred earlier than Homework.3. Unanswered: This event is mentioned before A3, indicating that it happened before A3.Therefore, the correct order from oldest to youngest is: Unanswered → A3 → Homework.we need to consider the principle of superposition, which states that in an undisturbed sequence of rock layers, the youngest rocks are on top, while the oldest rocks are at the bottom.
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3.) A special cereal mixture contains rice, wheat and corn in the ratio of
2:3:5. If a bag of the mixture contains 3 pounds of rice, how much corn
does it contain?
Answer:
7.5
Explanation:
Let R = rice.
Let W = wheat.
Let C = corn.
Let X = special cereal mixture
Given the following data;
Ratio of rice, wheat and corn = 2:3:5
Total quantity of rice = 3 pounds.
Ratio = 2 + 3 + 5 = 10
For rice;
2/10 * X = 3
Cross multiplying, we have;
2X = 30
X = 30/2 = 15
Therefore, the total quantity of the special cereal mixture is 15 pounds.
To find the total amount of corn;
C = 5/10 * 15
C = 75/10
C = 7.5 pounds.
Hence, the special cereal mixture contains 7.5 pounds of corn.
To find the total amount of wheat;
W = 3/10 * 15
W = 45/10
W = 4.5 pounds.
Check;
Special cereal mixture = rice + wheat + corn.
Special cereal mixture = 3 + 4.5 + 7.5
Special cereal mixture = 15 pounds.
Answer:
7.5 pounds of corn.
Explanation:
Rice=2x -> 3 pounds
Wheat=3x
Corn=5x
2x=3
x=1.5
5*1.5
=7.5
The mortgage bankers and real estate companies who helped create the financial crisis of 2008 were driven by.
A majority of the mortgage bankers and real estate companies who were influential in the creation of the financial crisis in the year 2008 were driven by affordable housing for the United States' people.
What is the significance of 2008 financial crisis?The financial crisis of 2008, which lasted until early 2009, was caused by the luring the schemes of affordable housing for the US citizens by some of the biggest global mortgage bankers and real estate companies by coming in close collaborations.
The 2008 financial crisis was influential in complete destruction of global economic conditions. This was one of the first big level crises of the 21st century.
Hence, the causes of 2008 financial crisis are aforementioned.
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The impact of Furman v. Georgia (1972) was that states had to
promise to use the death penalty only with approval from the Supreme Court.
throw out the old Miranda warning and write a new one.
agree to throw out all state laws regarding crime and impose national standards.
create clear standards to be applied fairly before imposing the death penalty.
Answer: D.create clear standards to be applied fairly before imposing the death penalty.
Explanation: The answer it's right there
The impact of Furman v. Georgia (1972) was that states had to
create clear standards to be applied fairly before imposing the death penalty.The Furman v. Georgia caseThis was a case that had to do with the cruel and the unusual way that people faced in the death penalty.
The case ruled that the death penalty was unconstitutional if it was applied in a discriminatory way.
It ruled that the eight amendment was being violated if used in this way.
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Alpha and Beta Companies can borrow for a five-year term at the following rates: Moody's credit rating Fixed-rate borrowing cost Floating-rate borrowing cost Alpha Aa 12. 1% LIBOR Beta Baa 15. 2% LIBOR + 1% i. Calculate the quality spread differential (QSD). Ii. Develop an interest rate swap in which both Alpha and Beta have an equal cost savings in their borrowing costs. Assume Alpha desires floating-rate debt and Beta desires fixed-rate debt. No swap bank is involved in this transaction
The quality spread differential (QSD) is the difference in borrowing costs between two companies with different credit ratings. In this case, the QSD between Alpha and Beta is the difference between the fixed-rate borrowing costs for Alpha (12.1%) and Beta (15.2%), which is 3.1%.
QSD = Fixed-rate borrowing cost for Beta - Fixed-rate borrowing cost for Alpha QSD = 15.2% - 12.1% QSD = 3.1%
To develop an interest rate swap in which both Alpha and Beta have an equal cost savings in their borrowing costs, Alpha will need to pay the fixed-rate borrowing cost for Beta (15.2%) and Beta will need to pay the floating`-rate borrowing cost for Alpha (LIBOR).
Assuming a notional principal amount of $10 million, the swap will work as follows:
Alpha borrows $10 million at LIBOR and pays Beta 15.2% fixed-rate interest. Beta borrows $10 million at 15.2% fixed-rate and pays Alpha LIBOR floating-rate interest. The net effect of the swap is that Alpha will have achieved a fixed-rate borrowing cost of 15.2%, which is a cost savings of 3.1% compared to their initial fixed-rate borrowing cost of 12.1%. Likewise, Beta will have achieved a floating-rate borrowing cost of LIBOR, which is a cost savings of 1% compared to their initial floating-rate borrowing cost of LIBOR + 1%.
This swap allows both companies to achieve their desired borrowing structures while also achieving equal cost savings. No swap bank is involved, so both companies are directly entering into the swap agreement with each other.
Therefore, quality spread differential (QSD) is 3.1%.
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he resources used to generate goods and services (such as restaurant meals) are the the resources used to generate goods (such as the nintendo switch) and services (such as restaurant meals) are the production trade-offs. factors of production. production possibilities. opportunity costs.
The resources used to generate goods and services (such as restaurant meals) are the factors of production that include land, labor, capital, and entrepreneurship.
What are the factors of production?The factors of production are essential for businesses to create and produce goods and services. Resources included can be both physical and human resources.
The four factors of production are land, labor, capital, and entrepreneurship.
Land refers to any natural resources that are used to produce goods or services. Labor refers to the human effort needed to produce goods or services. Capital refers to money or other financial resources used to purchase goods or services. Entrepreneurship refers to the ability to organise and manage resources to make a product or service.To know more about factors of production, visit:
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1; Choose a business or an industry that is considered as a perfect market and explain which characteristics of a perfect market are not met by this business or industry.
Answer:
hey what kind of watch is that in your profile pic
what are two key characteristics of the introduction stage of the product life cycle?
The two key characteristics of the introduction stage of the product life cycle include "the high costs resulting from the initial cost of marketing, advertising, distribution, etc."
The other key characteristics of the introduction stage of the product life cycle are "the sale quantities are usually low, which then increases gradually."
Other characteristics of the introduction stage of the product life cycle include the following:
Little competitionDemands need to be established through the advert.Customers must be persuaded to buy the product.The introduction stage of a new product is the beginning stage in a product life cycle.Hence, in this case, it is concluded that the introduction stage of a product life cycle is significant.
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A qualitative forecasting method which utilizes structured questionnaires submitted to potential customers soliciting opinions about potential products to estimate likely demand is.
A qualitative forecasting method which utilizes structured questionnaires submitted to potential customers soliciting opinions about potential products to estimate likely demand is market surveys.
What are Qualitative forecasting ?
Qualitative forecasting is an estimation methodology that uses expert judgment, rather than numerical analysis. This type of forecasting relies upon the knowledge of highly experienced employees and consultants to provide insights into future outcomes. This approach is substantially different from quantitative forecasting, where historical data is compiled and analyzed to discern future trends.
When to Use Qualitative Forecasting ?
Qualitative forecasting is most useful in situations where it is suspected that future results will depart markedly from results in prior periods, and which therefore cannot be predicted by quantitative means. For example, the historical trend in sales may indicate that sales will increase again in the next year, which would normally be measured using trend line analysis; however, an industry expert points out that there will be a materials shortage at a key supplier that will force sales downward.
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A plan that formalizes the overall goals and objectives of a company in financial terms is called a?
A plan that formalizes the overall goals and objectives of a company in financial terms is called a master budget.
What is a budget?This refers to the proposed revenue to be earned and expenses to be incurred by an organization in the coming year. The goals of a budget is to have an overview of expected cost or to even attain certain goals.
A company may budget it's expenses for an entire year and after the budget period look back towards seeing how well they performed as regards keeping to their budget hence helps in Performance monitoring.
Budgets can be categorized into:
Personal BudgetCorporate BudgetGovernment Budget Master BudgetOperating BudgetIt is important to note that budget allows one to oversee and better understand whether a business or company has enough revenue to cover its expenses.
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question modemultiple choice questionwhich component of the marketing plan allows a company to understand information about its current business and then make strategic decisions about how to best move forward?multiple choice question.executive summaryfinancialsfeedbackmission statementsituation analysis
Product, pricing, promotion, and site are the four primary themes included in the marketing section of a company strategy.
The four Ps are a "marketing mix" that includes four crucial elements for selling a good or service: product, pricing, place, and promotion. When businesses create marketing plans and strategies to reach their target audience, they frequently consider the four Ps.
The marketing plan outlines the approach a company will take to advertise its items to customers. The strategy identifies the target market, the value proposition of the brand or product, the campaigns to be launched, and the metrics to be used to assess the performance of marketing initiatives.
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The legal system in the United States is based on _____.
A. constitutional law
B. common law
C. small law
D. statutory law
At which stage would you conduct a SWOT analyses to understand the market and the strength of your product?
A. screening and evaluation stage
B. ideation stage
C. new product development stage
D. commercialization stage
At the B. ideation stage, we should conduct a SWOT analysis to understand the market and the strength of your product.
Ideation is a creative process where designers generate ideas in periods (e.g., brainstorming, worst feasible concept). It's far the third degree within the design thinking manner. Participants gather with open minds to supply as many ideas as they could to deal with a hassle declaration in facilitated, judgment-free surroundings.
In the Ideation stage, the intention is to generate a big number of ideas — thoughts that doubtlessly encourage more recent, better thoughts — which the team can then clear out and slender down into the excellent, maximum practical, or most progressive ones.
The quick form of the design wondering manner may be articulated in five steps or levels: empathize, outline, ideate, prototype, and check. Let's in short explore each of these stages on the subject of a practical layout process.
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what can be the scopes of technicians
Answer:
Technicians are skilled workers that work with complex systems or perform highly technical mechanical or diagnostic tests. Depending on the field, technicians may work independently or under the direction of a professional. Technicians can work indoors or might spend most of their time outside.
A. Preparing a cash flow forecast helps a company to avoid __________.
• net losses
• liquidity
• opportunity costs
• higher financing costs
B. Why are ethical issues complicated for businesses that operate in the global economy?
• Because their employees won't know what the laws are in other countries.
• Because they tend to have more employees.
• Because different cultures have different norms and values.
• Because they don't have as much moral character as small, local businesses.
C. The pro forma balance sheet shows how the __________ resulting from a strategic plan will be financed.
• AFN
• equity
• inventory
• sales forecast
1) Preparing a cash flow forecast helps a company to avoid net losses. (Option A)
2) Note that ethical issues are complicated for businesses that operate in the global economy "Because different cultures have different norms and values." (Option C)
3) The pro forma balance sheet shows how the AFN resulting from a strategic plan will be financed. (Option A)
What is AFN?In finance, AFN means Additional Funds Needed.
Additional funds required (AFN) is a financial term that is utilized when a company wants to expand its activities. Because a company that wants to raise its sales would need more assets to do so, some needs to be made to handle the rise in assets.
This may be determined using mathematical methods that employ inputs from a company's financial accounts.
AFN = projected rise in assets - spontaneous increase in liabilities - any increase in retained profits, is the simpler calculation.
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Do you think that marketers view the changes taking place in promotions and advertising as exciting or burdensome challenges? Explain.
Answer: Burdensome
Explanation: Because they may now have to change their ideas they had planned prior to the changes, because these ideas may not market as well as they would have before the changes.
Can we run our business without training or not? Give reason.
Answer:
Ha we can run our business if we have knowledge
and we have the grip on it and first we have to put interest.
Answer:
Yes we can start our own bussiness without training. We just have to start the bussiness in the field of that thing, in which we are the most expert.
True or false:
Global marketing strategies are essential for 21st century businesses.
Answer:
true
Explanation:
Its an easier way to get your cash
:)
Which of the following describes interest compound on the principle, excluding previously earned interest?
a- future value
b- present value
c- simple interest
d- compunding
Answer:
c- simple interest
Explanation:
Simple interest is the interest attained on the principal amount only. It is expressed as a percentage of the principal amount. Because the principal amount does not change, and the interest rate remains constant, the simple interest amount is a constant figure throughout the investment life.
Simple interest contrast compound interest that earns interest on previously earned interest.
Enumerate two disadvantages of division of labor.
Answer:
1. Lack of Responsibility:A worker performs only a part of the total Job
2. Monotony in work:A worker has to do the same small task repeatedly