Assume you have $100 today (time 0). Calculate future values of this $100 today at a 10% rate of return over the following three time periods: 1 year, 5 years, 30 years. Then keep the time-period at 5 years and vary the rate from 5% to 10% to 20%. (Show a screen shot for each of the first three and each of the second three problems). Once you have cut and pasted the six problems, go to the top of your answer, and describe the relationships between time and rate with respect to future value. For example, "as seen below, more time results in [higher/lower] future value; higher rates of return result in [higher/lower] future values".
Answers
Calculating the future values of $100 at different time periods and rates of return shows that more time results in higher future values, and higher rates of return also lead to higher future values.
For the first set of calculations at a 10% rate of return, the future value of $100 after 1 year is $110, after 5 years is $161.05, and after 30 years is $1,744.94. As time increases, the future value of the investment grows significantly due to compounding.
In the second set of calculations, with a fixed 5-year time period, the future values at different rates of return are as follows: at 5%, the future value is $127.63, at 10%, it is $161.05, and at 20%, it is $248.83. Here, we observe that higher rates of return result in higher future values, while lower rates lead to lower future values.
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Related Questions
At December 31, Gill Co. reported accounts receivable of $246,000 and an allowance for uncollectible accounts of $1,200 (debit) before any adjustments. An analysis of accounts receivable suggests that the allowance for uncollectible accounts should be 4% of accounts receivable. The amount of the adjustment for uncollectible accounts would be:
Answers
Answer:
the amount of the adjustment for uncollectible accounts would be $11,040
Explanation:
The computation of the amount of the adjustment for uncollectible accounts would be given below:
= Account receivable × uncollectible percentage + debit balance of the uncollectible accounts
= $246,000 × 4% + $1,200
= $9,480 + $1,200
= $11,040
Hence, the amount of the adjustment for uncollectible accounts would be $11,040
If a bond is trading at a premium, what is the relationship between the bond's coupon rate, current yield and yield to maturity?
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Bonds acquired at premiums often have lower yields to maturity than bonds purchased at market rates. This is further explained below.
What is a bond?Generally, Bonds are financial securities that reflect loans made to the issuer by the bondholders themselves. When it comes to borrowing money, governments (at all levels) and companies (of all sizes) often turn to bonds.
In conclusion, If you buy a bond at a discount, the yield to maturity will be lower than its coupon rate.
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one more..please..i need it
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1. Concept artists collaborate with directors and production designers to visualize a film's vision. To create a CG creature or object, they collaborate closely with look development teams, as well as experienced lighting artists and modeling artists.
Once the script is finalized and pre-production begins, directors frequently hire artists to create the film's visual aesthetic.
2. Higher resolutions have more pixels per inch (PPI), which means more pixel information and a higher-quality, crisp image. Lower resolution images have fewer pixels, and if those few pixels are too large (typically when an image is stretched), they can become visible.
3. Kinematics is the study of the motion of mechanical points, bodies and systems without consideration of their associated physical properties and the forces acting on them. The study is often referred to as the geometry of motion, and it models these motions mathematically using algebra. In kinematic animation the objects are moved according to a set of given equations for the velocities or the accelerations at certain points of the objects. This procedure results in a realistic animation only if the prescribed velocities and accelerations were derived from a complete dynamic physical model.
4. Role: Creative Director
Function: Creative directors have almost always worked in animation for some time and have experience sourcing, casting, and creating various animation teams before encouraging consistent, high-quality performances from them.
This position piques my interest. Because it not only provides a large playing field for a variety of creative interventions, but it also aids in the development of important interpersonal skills such as networking and leadership.
5. An graphic tablet is a PC input gadget that is much of the time a non-show tablet, implying that it doesn't have a presentation screen; rather, graphic tablets include a drawing surface that specialists might draw on with a Stylus.
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Discuss the rationale of organizing an industrial strike in resolving employee dispute with the state, focusing on the detrimental effects strikes has on various stakeholders in an economy.
Answers
Answer: The answer is provided below.
Explanation:
Strike is a refusal to work organized by body of employees as a way of protesting typically in an attempt to gain concessions from their employer.
Causes of strike include demand for leave with pay, pay increase,health hazards in the workplace, inadequate working tools, excessive working hours; low wages, discrimination, and aggressive behaviour of the managers towards employees.
Eben though there are potential benefits from strikes, like improved labor productivity, better work morale, or lower absenteeism, strike action brings about economic costs which can be high, depending on the duration, number of workers involved and also the divisions affected.
Strikes results in negative impacts on the employees, the employers, their stakeholders, consumers, the government, and the economy.
Furthermore, it also affects the international trade as it can hinder the economic development of a country and create great economic uncertainty especially when the global media continues to share details, videos and images of violence, damage to property and clashes between strikers and security.
Research and explain when it would be appropriate to use the double transposition technique and its advantages. List your references. In addition, share if you have any other information pertaining to the cipher, background, your findings, thoughts, or any Cyber-attacks/Prevention from your corporate or personal experience.
Answers
One of the most secure cyphers that may be executed by hand is the double-columnar transposition cypher. It is the same as utilising two columnar transposition cyphers with the same or different keys. Various agencies and military units utilised it throughout World War I and II.
A purposeful attempt to steal, expose, change, disable, or destroy data, programmes, or other assets by unauthorised access to a network, computer system, or digital device is known as a cyberattack.
A single columnar transposition might be attacked by predicting probable column lengths, putting the message in columns (but in the wrong order because the key is unknown), and then looking for possible anagrams.
A double transposition is frequently employed to strengthen it. Double transposition encryption is achieved by applying two transposition cyphers sequentially.
Therefore, among the hand-operated cyphers that may be used, the double columnar transposition cypher is regarded as being among the most secure.
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Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?
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Answer:
i would say that his prices were a little high and ask for 20% off if he cant give that off then i would just say okay. why? because that's the plight thing to do.
Explanation:
hope this help.
brainiest please
Answer:
I hope this helps :)
Explanation:
Well I feel like I would purchase the meat based on quality. Of course it's going to cost me more, but you can't go wrong with better product. If the other places are selling meat for less, but the quality is bad what's the point. I definatly would choose quality over quanity when it comes to the purchase of meat.
locking a cell so that others cannot alters its contents is know as
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Answer:
The correct answer is cell protection.
Explanation:
It is when you prevent others to edit or change the contents of certain cells in a sheet. In doing this, you first unlock all cells. Then, select the cells you want to lock then select the option to lock them. Hope this helped.
Answer:
The answer is Cell protection.
Disposal Company operates a hazardous waste storage facility. Concerned that there may be a release of chemicals from the site, the company sells the property to Eager Developers Inc. If there is a release, the seller is most likely a. not liable because the site was sold before the release. b. liable. c. not liable because the company no longer operates the facility. d. not liable because the company was concerned about the release.
Answers
Answer:
b. liable.
Explanation:
Since in the question it is mentioned that there might be the release of chemicals from the site and the company sells the property to the eager developers so here if there would be the release so the seller would be liable as the parties who are potential responsible they recommended that the liabilities cant be avoided via ownership transfer
So the option b is correct
Which post-secondary program requires minimal prerequisites?
Answers
Answer with Explanation:
It depends upon the college or university you choose. If you are choosing a foreign college or university then following are the possible minimal pre-requisites:
Age FactorAttained Marks percentage Language Speaking requirement which includes taking an English speaking, learning and writing test. Examples of approved english skills tests programs are TOEFL, IELTS, etc.Minimum Fee depositCharacter CertificateValid PassportPersonal Information Providing Field oriented report which explains why you want to opt this program.Other requirements depending upon the course, university and law that governs the territory in which the institute operates.Because it is a. neither excludable nor rival in consumption, a tornado siren is a common resource. b. rival in consumption but not excludable, a tornado siren is a common resource. c. excludable but not rival in consumption, a tornado siren is produced by a natural monopoly. d. neither excludable nor rival in consumption, a tornado siren is a public good.
Answers
Answer:
D, neither excludable nor rival in consumption, a tornado siren is a public good.
Explanation:
A tornado siren is a siren that is used to give emergency warnings to a large population of an impending danger or danger that has passed.
A tornado siren otherwise known as the civil defense siren is of public good and as such is not a rival neither can it be excluded from consumption.
Cheers
I am always concerned about my job
Answers
Answer:
then get a new job
Explanation:
Answer:
why? Maybe its time for a new job.
Explanation:
what is the double entry system?
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Answer: Double-entry bookkeeping, in accounting, is a system of book keeping where every entry to an account requires a corresponding and opposite entry to a different account. The double-entry system has two equal and corresponding sides known as debit and credit. Double entry, a fundamental concept underlying present-day bookkeeping and accounting, states that every financial transaction has equal and opposite effects in at least two different accounts. It is used to satisfy the accounting equation,
which were new advancements and innovations that resulted from industrialization? check all that apply.
Answers
New advancements and innovations that resulted from industrialization are:
-the use of electricity to power machinery in factories
-the perfection of the assembly line
-the creation of the Bessemer process for steel making
What is industrialization?The process of industrialization is when a country or region switches its economic emphasis from industry to agriculture. A crucial element of this change is the use of automated mass production techniques. Industrialization is the transition from an economy based on agriculture or natural resources to one based on mechanised production. Industrialization is typically linked to higher average incomes and higher standards of living. During the 18th and 19th centuries, early industrialization took place in Europe and North America, and subsequently in other regions of the world. With varied degrees of success, many industrialization tactics have been tried over the years.
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Who has the power to begin the process of raising taxes in the United States?
Answers
All Bills for raising Revenue shall originate in the House of Representatives; but the Senate may propose or concur with Amendments as on other Bills.
Who is in charge of tax increases?In accordance with Article I, Section 8, Clause 1, the Congress shall have the authority to impose and collect taxes, duties, imposts, and excises in order to pay off debts, fund the nation's general welfare, and provide for the common defense. However, all duties, imposts, and excises must be applied equally across the board.
Can a state impose a tax increase?According to the Commonwealth of Australia Constitution Act of 1900, both the federal government and state governments have the authority to levy taxes. The main limitations on the federal government's ability to do so are that its taxes cannot discriminate against particular states or regions of states, and it may only levy federal taxes on excise and customs duties.
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1.What is a farm business plan used for?
2.What environmental issues could have a negative effect on a farm?
3.Why is knowing agricultural statistics, background info, and soil characteristics about the territory in which your farm is located important?
Answers
Answer:
1. A farm business plan is used to outline the goals, strategies, and financial projections for a farm, and to guide decision-making and management.
2. Environmental issues that could have a negative effect on a farm include soil erosion, drought, flooding, pests and diseases, climate change, pollution, and loss of biodiversity.
3. Knowing agricultural statistics, background information, and soil characteristics about the territory in which your farm is located is important because it helps farmers make informed decisions about what crops to grow, how to manage the land, and how to address challenges and opportunities. This information can help farmers optimize their resources, improve their yields and profitability, and minimize risks and negative impacts on the environment.
Managers use the four levers of targeting elements of change to ______.
A. learn more about the competition
B. diagnose problems
C. create new products
D. release products to consumers
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changes in the federal funds rate influence the economy's growth rate through all of the following except:
a. making it more or less attractive two people save.
b. making it more or less expensive to borrow.
c. making investment spending more or less attractive.
d. altering the real interest rate when inflation is changing quickly.
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The correct answer is d. altering the real interest rate when inflation is changing quickly.
Changes in the federal funds rate do not directly alter the real interest rate when inflation is changing quickly. The real interest rate is calculated by subtracting the inflation rate from the nominal interest rate. While changes in the federal funds rate can influence inflation expectations and impact the nominal interest rate, it does not specifically target or directly alter the real interest rate during periods of rapidly changing inflation.
Changes in the federal funds rate can make it more or less attractive for people to save. When interest rates are higher, it becomes more appealing to save as individuals can earn more on their savings. Conversely, when interest rates are lower, the incentive to save may decrease.
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a facility is created by the issuance of industrial development revenue bonds. the bonds are backed by: qid: 3571119 mark for review a the local municipal district in which the facility is domiciled b the state in which the facility is domiciled c the corporation that leases the facility d both the corporation that leases the facility and the municipality
Answers
A facility is created by the issuance of industrial development revenue bonds. The bonds are backed by the corporation that leases the facility. The correct option is C.
A type of municipal bond known as a revenue bond is backed by the proceeds from a particular project, like a toll bridge, expressway, or nearby stadium. As a result, revenue bonds used to finance projects that generate income are guaranteed by a specific revenue source. Typically, any government organization or fund that operates like a company, such as one with both operating revenues and expenses, may issue revenue bonds.
Known alternatively as municipal revenue bonds, revenue bonds are distinct from general obligation bonds (GO bonds), which can be paid back through a variety of taxes.
Revenue bonds can be issued in various denominations, including $1,000 and $5,000, and typically mature in 20 to 30 years. The sum paid to the investor or bondholder at the bond's maturity is referred to as the bond's face value, which is the bond's value. Some revenue bonds mature on different dates and at different times. They are referred to as serial bonds.
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Isabelle invests $ 5000 in an account paying 8.5% simple interest and $ B in an account paying 7.2% compounded annually. If, after 6 years, the accounts have exactly the same balance, what is B? Answer: $
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After 6 years, the accounts have exactly the same balance ,the value of B is $5013.23.
Given that Isabelle invests $5000 in an account paying 8.5% simple interest and $B in an account paying 7.2% compounded annually.
After 6 years, the accounts have exactly the same balance.To find the value of B, let us use the formula for simple interest.
SI = P × R × TN = 6, P = $5000 and R = 8.5%.
The simple interest can be calculated as follows:SI = P × R × T= $5000 × 8.5% × 6= $2550.
Therefore, the total amount in the account after 6 years = P + SI= $5000 + $2550= $7550.
Now, let us use the formula for compound interest.
Compound interest formula: A = P (1 + r/n)ntWhere A is the amount, P is the principal, r is the rate of interest, n is the number of times interest is compounded, and t is the time.
The amount after 6 years at 7.2% compounded annually will be:A = P (1 + r/n)nt= B(1 + 7.2%/1)^(1 × 6) = B × 1.504.
Thus, we have $7550 = $B × 1.504B = $7550 / 1.504= $5013.23.
Therefore, the value of B is $5013.23.
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Name any two means of receiving employment information other than the means of mass communication. how can we receive information from these means?
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Answer:
Job search websites: there are specialized websites were job positions are shared everyday. In these websites, both employers and job-seeking individuals (aspiring employees) can meet and get in contact with each other.
Job fairs: job fairs are like any other fair, with the central theme being jobs. These are events where people meet in a specific place, in order to find possible employees or employers.
The two means of receiving employment information should be job search websites and job fairs.
The following information should be considered:
Job search websites: there are specialized websites where job positions are shared everyday. In these websites, both employers and job-seeking individuals (aspiring employees) can meet and get in contact with each other. Job fairs: hese are events where people meet in a specific place, in order to find possible employees or employers.Learn more: brainly.com/question/16911495
A product’s value depends both on its utility and its scarcity.
True or false
Answers
Answer:
true
Explanation:
Dash Plumbing is an established company with 12 employees and a small office in the suburbs of Atlanta. The company had an old copier that was breaking down often, to the dismay of the staff, and it had the resources to buy a new one. Which best describes this situation
Answers
Answer:
The people at dash plumbing are in the market for a new copier
Explanation:
Since in the question it is mentioned that Dash publishing is an established company that has 12 employees and has a small office in Atlanta. Also the old copier breaks down and the resources to purchase
So the given situation represent that the dash plumbing people come in the market for a new copier and the same is to be considered
Foreign exchange rate is cost to hold all mataryas in a single currency. T/F
Answers
The foreign exchange rate refers to the value of one currency in relation to another currency. It is used to determine the amount of one currency that can be exchanged for a specified amount of another currency. Therefore the given statement "Foreign exchange rate is cost to hold all mataryas in a single currency" is False.
This rate fluctuates due to various factors such as economic conditions, geopolitical events, and interest rates. It does not represent the cost to hold all materials in a single currency. Foreign exchange rates play a crucial role in international trade, investments, and tourism, as they affect the relative prices of goods and services across countries.
Businesses and individuals involved in transactions with foreign counterparts must often convert their domestic currency to the foreign currency to complete the transaction, which exposes them to the risks associated with fluctuating exchange rates. Proper understanding and management of foreign exchange risk are essential for the stability and growth of international businesses and economies.
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What is a tangible symbol that communicates the features, benefits, and advantages of a particular product to consumers?
Answers
Answer:hudsa
Explanation:uhsha
paid Rs 1,00,000 to so Mrs Shakya as an advance to purchase office furniture.
It's journal voucher.....
Answers
Answer:
Dr. BE Mrs shakya, advance for furniture and fixtures
Cr. NRB
what happens to a business's accounts when an owner withdraws cash for personal use?
The cash account is debited, and sales is credited
the cash account is credited, and drawing is debited
the cash account is credited and capital is debited
the cash account is debited, and capital is credited
Answers
Answer:
the cash account is credited, and drawing is debited
Explanation:
If a business owner withdraws some money from the firm, the cash available for a business will decrease. The cash account is credited (reduced ) by the amount withdrawn.
The drawing account is the contra entry account used to reduce the value of the owner's equity in the balance sheet. An increase in the drawing account implies more capital will be deducted from the balance sheet. A reduction in the cash account corresponds will an increase in the drawings account. The drawing account will be debited (increased) with the cash amount withdrawn.
is a missing protein in Duschenne 19s muscular dystrophy. Dystrophin. The two proteins directly involved in muscle contraction are broadly called.
Answers
The two proteins directly involved in muscle contraction are broadly called Myofilaments.
Hence, the answer is Myofilaments.
Also, Muscles include the protein dystrophin, which keeps muscles strong and healthy.
Straightforward definition of protein?a molecule comprised of amino acids. For the body to work correctly, proteins are required. They serve as the building blocks for several bodily components, including hair and skin, as well as enzymes, cytokines, and antibodies.
What is a protein, for instance?Proteins are chemical molecules that are there in all living things. They perform a wide range of tasks, such as organizing, transportation, and defence. Amino acid chains make up the building blocks of proteins, which can have up to four different structural levels.
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analyse the impact of an enterprise using break even analysis to make business decisions
Answers
Answer:
Using break-even analysis in your feed and grain business can help you understand and examine the profit drivers of your business. It is a very useful tool that can help you understand how much you need to sell to cover your costs and how pricing, cost, and volume changes impact these needed sales.
10. What is the difference between the nominal interest rate and
real interest rate? What is the logic behind the implied positive
relationship between expected inflation and nominal interest
rates?
Answers
The nominal interest rate is the interest rate stated on a loan or investment without considering inflation. The real interest rate, on the other hand, is the nominal interest rate adjusted for inflation. It represents the true purchasing power of the interest earned or paid.
The positive relationship between expected inflation and nominal interest rates can be explained by the concept of inflation risk. When expected inflation increases, lenders and investors demand higher nominal interest rates to compensate for the eroding purchasing power of future payments. This is because inflation reduces the value of money over time.
For example, if a lender expects inflation to be 3% and wants a real interest rate of 2%, they would require a nominal interest rate of 5% to account for both the expected inflation and the desired real return.
In summary, the nominal interest rate does not consider inflation, while the real interest rate accounts for it. The positive relationship between expected inflation and nominal interest rates reflects the compensation lenders and investors require for the risk of inflation eroding the value of their money.
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Imagine you want to become a chef and restaurant owner. What education and
skills would you need to succeed in this position?
Answers
Answer:
Cooking and business managing skills
Explanation:
To be a chef you need to know how to cook, not just following recipes, but being able to cook food that uses the ingredients and measurements you think it need.
To own a restaurant you need to know how to budget money, what you need to buy, how to be able to pay for a restaurant, how to manage it, how to hire staff and pay your staff.