Arthur purchased a variable annuity and wants to allocate all his premiums to the insurer's separate account. If he makes such an allocation, which of the following can we be certain he will not be investing in? Oa. a bond account b. a stock account c. a money market account d. a fixed account

Answers

Answer 1

Arthur chooses to allocate all his premiums to the insurer's separate account in a variable annuity, he can be certain that he will not be investing in a fixed account. The correct answer is option (d) fixed account.

When purchasing a variable annuity, the policyholder has the option to allocate their premiums to various investment options offered by the insurer. These investment options typically include a bond account, a stock account, a money market account, and a fixed account.

A bond account is invested in bonds and other fixed-income securities. It provides a more conservative investment option that focuses on generating income through interest payments.

A stock account invests in stocks and equity securities. It aims to provide potential growth and capital appreciation over the long term.

A money market account invests in short-term, low-risk securities such as Treasury bills and commercial paper. It offers stability and liquidity with relatively low returns.

A fixed account, on the other hand, is not associated with the insurer's separate account. It is a separate investment option that guarantees a fixed rate of return, similar to a traditional fixed-rate annuity. If Arthur allocates all his premiums to the insurer's separate account, he will not be investing in the fixed account option.

In conclusion, if Arthur chooses to allocate all his premiums to the insurer's separate account in a variable annuity, he can be certain that he will not be investing in a fixed account. However, he may still be investing in a bond account, a stock account, or a money market account, depending on the available options provided by the insurer.

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Related Questions

Drag each label to the correct location

PLEASE HELP

Drag each label to the correct locationPLEASE HELP

Answers

Answer:

put master budget for sources of cash and put cash budget for cost of finished goods

if china's exports for one year are worth 14 trillion dollars and its imports in the same year are worth 10 trillion dollars, then china has

Answers

China has a trade surplus of 4 trillion dollars. This means that its exports exceed its imports by 4 trillion dollars, indicating a positive balance of trade for China.

A trade surplus occurs when a country's exports exceed its imports. In this case, China's exports are worth 14 trillion dollars, while its imports are worth 10 trillion dollars. By subtracting imports from exports, we find that China has a trade surplus of 4 trillion dollars (14 trillion - 10 trillion = 4 trillion). This surplus indicates that China is exporting more goods and services than it is importing, which can have implications for its economy, currency value, and international trade relationships. This means that its exports exceed its imports by 4 trillion dollars, indicating a positive balance of trade for China.

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Annual saving $ 5,000 Interest rate 10% Years to retirement 43 if, instead of investing $5,000 per year, you wanted to make one lump-sum investment today for your retirement that will result in the same retirement saving, how much would that lump sum need to be?

Answers

$ 5,000 in annual savings 10% interest rate Years until retirement 43 If, instead of investing $5,000 each year, you wanted to make a single lump-sum investment for your retirement now that would result in the same retirement savings, that lump payment would need to be $20,343.47.

If you invest $5,000 per year for 43 years at an interest rate of 10%, the future value of your retirement savings would be:

⇒ FV = 5000 * (((1+0.10)^43 - 1) / 0.10) = $2,499,636.29

Now, to calculate the lump sum amount that would result in the same retirement savings, we need to use the present value formula:

PV = FV / (1+r)^n, where PV is the present value, FV is the future value, r is the interest rate, and n is the number of years.

Plugging in the values, we get:

⇒ PV = 2,499,636.29 / (1+0.10)^43 = $20,343.47

Therefore, you would need to make a lump sum investment of $20,343.47 today to achieve the same retirement savings as investing $5,000 per year for 43 years at an interest rate of 10%.

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Which one is not a Function in MS Excel?

MAX
ARG
MIN
SUM

Answers

ARG is not a function I’m familiar with in Excel, however I’m familiar with MAX, MIN, and SUM in Excel.

There for the answer is ARG.

the more progressive a firm's approach to quality assurance, the less that company will need to rely on: multiple choice insourcing. inspection. capability assessment. outsourcing. continuous improvement.

Answers

The more progressive a company's approach to quality assurance, the less it will need to rely on what is known as insourcing. Option A is the right answer.

What is the Insourcing?

Insourcing is defined as a commercial practice in which work that might otherwise be outsourced is done in-house. It frequently entails bringing in professionals to satisfy short-term needs or educating existing employees to handle duties that would otherwise be outsourced.  

The more forward-thinking a company's approach to quality assurance, the less it will need to rely on insourcing.

Therefore, option A is correct.      

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our self-talk consists of words pictures and emotions. as we imprint our affirmations we

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Self-talk is your inner voice or the way you speak to yourself. Although you almost probably are doing it without realizing it, you almost certainly are. In order to produce an internal monologue throughout the day, this inner voice mixes conscious thoughts with ingrained beliefs and biases.

What are the four categories of self-talk?

Your inner discourse is known as self-talk.

Personalizing. You own all of the guilt for yourself.

Magnifying.

Catastrophizing.

Polarizing.

What are the five tiers of one's own self-talk?

Helm Stetter outlines the "Five Levels of Self-Talk" (Negative Acceptance, Recognition and Need to Change, Decision to Change, The Better You, and Universal Affirmation) and offers advice on how to navigate each level for significant life changes.

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3. ______ are defined as goods or services that are required for health and safety.

Answers

Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.

What is the safety of goods?

A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.

Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.

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johnny has a penny removed from his left nostril in the provider’s office. what cpt® code is reported? a. 30100 b. 30320 c. 30160 d. 30300

Answers

The correct CPT® code for the removal of a foreign body from the left nostril is 30300. This code is used for the removal of a foreign body from the nasal cavity without general anesthesia. CPT® code 30100 is used for the removal of a foreign body from the nose with forceps, while code 30160 is used for nasal endoscopy with removal of a foreign body.

Code 30320 is used for the removal of a foreign body from the nasal sinuses.It is important to report the correct CPT® code for any medical procedure, as it ensures accurate billing and appropriate reimbursement for the provider. In this case, the provider will use code 30300 to report the removal of the penny from Johnny's left nostril.It is important to note that CPT® codes are updated annually, so it is essential to stay up-to-date with any changes in the coding guidelines. Additionally, it is always advisable to consult with a qualified healthcare professional or coder for any questions related to medical coding and billing. Hi! I'm happy to help you with your question. The correct CPT® code for Johnny having a penny removed from his left nostril in the provider's office is 30300. This code represents the removal of a foreign body from the nasal cavity without the use of an endoscope. The other options you provided are not accurate for this scenario: a. 30100 refers to a biopsy of the nasal mucosa, which is not relevant in Johnny's case.
b. 30320 represents the removal of a foreign body from the nasal cavity using an endoscope, which is not mentioned in your question. c. 30160 is a code for excision of the nasal turbinate, which again is not relevant to Johnny's situation.
In summary, the appropriate code to report for Johnny's procedure is 30300, as it represents the removal of a foreign body from the nasal cavity without an endoscope.

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A big crowd is watching a football game. Suddenly, everyone jumps to their feet and starts cheering. The home team scored a touchdown. They are now in the lead. What is the stimulus in this scenario?

A) They are now in the lead.
B) The home team scored a touchdown.
C) A big crowd is watching the game.
D) Suddenly, everyone jumps to their feet and starts cheering.

Answers

B)

Explanation:

the definition of stimulus is something that causes a reaction so b is the only one that makes sense

Chris is gathering information about the general economic environment in nepal. In doing so, he will look for information about the general economic environment, market size and population growth rate, and.

Answers

In order to gather information about the general economic environment in Nepal, Chris should look for information about the general economic environment, market size and population growth rate, and e. real income.

In the field of business, the general economic environment of a country refers to the performance of businesses and organizations of the country and the revenue that they are producing.

In order to gain knowledge on the general economic environment of Nepal, Chris should first look at the general economic environment worldwide and ten also at Nepal in particular. He needs to know the market size of Nepal in order to speculate whether the general economy is proving to be beneficial.

Population growth also affects the general economic environment as the more the population, the more will be the revenue. He also needs to look at the real income that is made by the people or businesses.

Although a part of your question is missing, you might be referring to this question:

Chris is gathering information about the general economic environment in Nepal. He will look for information about the general economic environment, market size and population growth rate, and

a. political status.

b. airport capabilities

c. culture.

d. religious institutions

e. real income

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In a word document, conduct a cost-benefit analysis where you write all of the costs (monetary and non-monetary) and compare them to all of the benefits (monetary and non-monetary) of our class going on a field trip to Walt Disney World in Orlando, Fl. Be sure to list any alternatives for trip (ex. flying rather than driving, etc.)
(There are 22 Students in the class)

In a word document, conduct a cost-benefit analysis where you write all of the costs (monetary and non-monetary)
In a word document, conduct a cost-benefit analysis where you write all of the costs (monetary and non-monetary)

Answers

It should be noted that cost-benefit analysis is the way to compare the costs and benefits of a project expressed in monetary units.

What Is a Cost-Benefit Analysis?

A cost-benefit analysis is the systematic process which businesses use on order to analyze which decisions to make and the ones that will be forgo. The cost-benefit analyst simply sums the potential rewards that are expected from a situation and then subtracts the total costs that are associated with taking that action.

The major steps in a cost-benefit analysis

Specify the set of options. Decide whose costs and benefits count. Identify the impacts and select measurement indicators. Predict the impacts over the life of the proposed regulation.Monetize and place dollar values on impacts.

Before the class goes on a field trip to Walt Disney World in Orlando, it's important to conduct a cost-benefit analysis that will be used to evaluate all the potential costs and the revenues which the class might generate from the project.

Then, the outcome that is gotten from the analysis will determine whether the project will be financially feasible or whether the company can pursue another project.

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TRUE OR FALSE guidelines for organization or arrangement are found within the roman canon of invention

Answers

After considering the given data we conclude that the given statement is claimed to be true under the given statement guidelines for organization or arrangement are found within the roman canon of invention.


The five canons of rhetoric are considered invention, arrangement, style, memory, and delivery. These canons were originally made with a dignified strategy of oratory, or public speaking, but most are also applicable to the written word.
The Roman philosopher Cicero elaborates that there are five canons of rhetoric. The canon of arrangement is said to be with organizing the speech or text in the most effective way possible.

So to answer the given statement question, the guidelines for organization or arrangement are found within the canon of arrangement which is one of the five canons of rhetoric. Hence the correct option is True.
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when does the right to enforce patent protection begin

Answers

When the idea is created and on paper

Adam smith suggested that increase competition will allow prices to be kept

A. Umeasurable

B. High

C. Low

D. None of these

Answers

My answer would be C, because in order to compete you have to keep you prices low

The argument of Adam Smith was that if there was competition, it would allow prices to be kept C. Low.

Who was Adam Smith?

He was a leading economist in his day and has been credited with coming up with the Absolute Advantage theory.

He supported competition in the market because he claimed that more suppliers would equal a lower price as they competed for customers.

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which of the following is an example of a technical ("hard") skill?. for A P E X
A. cooperating well with other maintenance technicians
B. Delivering an oral report in an interesting manner
C. Filling out purchase order forms accurately
D. Helping a group choose the best alternative

Answers

Filling out purchase order forms accurately is an example of a technical or hard skill. As for filling the form, there is need of the knowledge of about the technical things.

What is hard skills?

Hard skills are the technical skills that are which are required to do work in the company. Hard skills and soft skills have different department in an organization.

Some hard skills include Computer skills. Microsoft Office skills, Analytical skills, Marketing skills, Presentation skills and Management skills.

Thus, option C is correct.

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Answer:

Filling out purchase order forms accurately

Explanation:

If an american-based firm opens and operates a new clothing factory in honduras, then it is engaging in:.

Answers

11111111111111111111111111
If an american-based firm opens and operates a new clothing factory in honduras, then it is engaging

Describe the Calvin Cycle.
Describe how the Na+-K+ pump and the K+-Na+ leak channels function to polarize a nerve cell membrane such that it attains its characteristic – 40 to – 90 mV resting potential.

Answers

The Calvin Cycle is a series of biochemical reactions that occur in the stroma of chloroplasts during photosynthesis. It is the second stage of photosynthesis and involves the conversion of carbon dioxide (CO₂) into glucose. The cycle utilizes the energy from ATP and NADPH, which are produced in light-dependent reactions, to synthesize glucose molecules.

The Na+-K+ pump and K+-Na+ leak channels play a crucial role in establishing and maintaining the resting potential of a nerve cell membrane. The Na+-K+ pump actively transports sodium ions (Na+) out of the cell while pumping potassium ions (K+) into the cell against their concentration gradients. This process requires ATP energy. By doing so, the pump helps maintain a higher concentration of K+ inside the cell and a higher concentration of Na+ outside the cell, resulting in an electrochemical gradient.

The K+-Na+ leak channels, on the other hand, provide a passive pathway for K+ ions to leak out of the cell and Na+ ions to leak into the cell. This leakage occurs due to the concentration gradients established by the Na+-K+ pump. The net effect is the polarization of the nerve cell membrane, with the inside becoming negatively charged relative to the outside. This polarization creates the characteristic resting potential of the nerve cell, typically ranging from -40 to -90 mV.

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Liability without fault is referred to as: _________
a. censored liability.
b. negligence.
c. strict liability.
d. products liability.

Answers

Liability without fault is referred to as: strict liability. Strict liability is defined as liability that is present regardless of fault. In circumstances involving strict liability, this means that the defendant is responsible even if he did not intend to hurt the plaintiff and did not bring about the incident via carelessness or negligence.

The Rule of Strict Liability, often called The Rule of No-Fault Liability, states that a person may be liable even though they are not at fault.

Although the person in this scenario may not have committed any damaging or careless acts and may even have made some constructive attempts, the rule nonetheless entitles him to compensation.

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A car is driven 15Km East for 12minutes before the road changes. The car is then driven south for 18minute​

Answers

Answer:

30Km

Explanation:

Suppose you are currently employed as an assistant coach on a college track and field team and earn an hourly wage of $22. One night you decide to miss an optional one-hour practice and go to the bowling alley instead, which costs $14. The total dollar cost of missing work and going to the bowling alley, including the opportunity cost of your time, is

Answers

When you factor in the investment return of your time, the overall cost of skipping work to go bowling is $36 .($22+$14)

What does the term "opportunity cost" mean?

The potential cost is the amount of time spent learning and the money that could be used elsewhere. When a farmer decides to grow wheat, there is an opportunity cost associated with not doing so or using the resources in another way (land , farm equipment). Instead of driving, a passenger takes a train to their place of employment. Opportunity cost is the value of other commodities or services you must forgo in order to get your desired item. The term "cost" as used by economists typically refers to opportunity cost. Using the word "cost" in everyday discourse or the news is prevalent.

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Why are labor unions able to negotiate effectively with companies where individual workers can't?
Help please 80 points!!!

Answers

Answer:

As said from quizzlet, Labor unions can use the power of collective bargaining and strikes to make management listen. Instead of using the power of one, easily replaced worker, the union uses the power of all workers for leverage.

Explanation:

During the last year, Sigma Co had Net Income of $151, paid $16 in dividends, and sold new stock for $35. Beginning equity for the year was $690. Ending equity was Your Answer:

Answers

To determine the ending equity for the year, we need to consider the changes in net income, dividends, and stock issuance.

Beginning equity = $690

Net Income = $151

Dividends = $16

Stock issuance = $35

To calculate the ending equity, we can use the following formula:

Ending equity = Beginning equity + Net Income - Dividends + Stock issuance

Ending equity = $690 + $151 - $16 + $35

Ending equity = $860

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Who at Universal Studios hates FORBIDEN JURNY?

Answers

MEEEEEEEEEEEEEEEEEE

°ω°

Bankruptcy can make it difficult for you to get a loan, rent an apartment, or even get a job. True or false?

Answers

Answer:

True

Explanation:

It is true.

What is bankruptcy?

Through the legal process of bankruptcy, individuals or other entities that are unable to pay their creditors back can seek partial or complete relief from their debts. Bankruptcy is typically imposed by a court order that is frequently requested by the debtor.

Bankruptcy helps individuals who can no longer pay their debts get a fresh start by liquidating assets to spend on their debts or by creating a repayment plan. Bankruptcy laws also rescue financially troubled businesses. This section defines the bankruptcy process and laws.

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Select the correct answer.

Shazia writes a novel about the lives of nomads who lived in the 1800s. She later finds out that a big production house has launched a movie based on a theme that Shazias’ book covers, including a few exact details. The production house didn’t check with Shazia for her consent. Which IPR right has the production house violated?

A.

trademark

B.

copyright

C.

patent

D.

trade secret

E.

goodwill

Answers

Copyright. Copyrights protect all creative material, including the material in which Shazia created.

The formula for food cost percentage (FCP) given selling price (SP) and food cost (FC) is: FCP = (FC / SP) x 100. What is the correct formula for selling price given food cost percentage and food cost?

Answers

The formula for food cost percentage (FCP) given selling price (SP) and food cost (FC) is FCP = FC/SP x 100.

What is selling price?

The selling price is determined using the selling price formula and is used to sell the item for a specific cost. The selling price is the price the customer pays to purchase the good.

The cost a buyer incurs to purchase a good or service is the real selling price. This pricing includes a profit margin and is higher than the cost of the items.

If the buyer does not want to make a profit, the seller may choose to maintain the selling price close to the cost price. The amount a buyer pays for a good or service is known as the selling price.

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verify describe the distillation process of alcohol​

Answers

It’s a process that can be used to separate pure liquids from a mixture of liquids

- QI- State 2 reasons why it is necessary to prepare
financial statements at regular intervals

Answers

Answer:

-Better decision making

-Can prevent costly mistakes and helps in tax period

The government of Gredland, a small country, realizes that Gredlandâs imports have been disproportionately higher than its exports for the past five years. From the given information, it can be said that Gredland does not have an ideal _____.

Answers

The given situation indicates that Gredland does not have an ideal balance of trade. Balance of trade is the difference between a country's imports and exports over a certain period of time. If a country's imports are greater than its exports over a period of time, it results in a trade deficit.

The government of Gredland realizes that Gredland’s imports have been disproportionately higher than its exports for the past five years. This indicates that Gredland is experiencing a trade deficit.Gredland is experiencing more imports than exports, which results in an imbalance of trade. When a country imports more goods and services than it exports, it leads to an increase in the balance of trade deficit.

In other words, the nation will spend more foreign currency than it gains from other countries. As a result, the economy of the country will be adversely affected, which will ultimately result in a decrease in the GDP, a decrease in economic growth, and a decrease in income levels. Hence, from the given information, it can be said that Gredland does not have an ideal balance of trade.

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Warner Company’s year-end unadjusted trial balance shows accounts receivable of $116,000, allowance for doubtful accounts of $770 (credit), and sales of $450,000. Uncollectibles are estimated to be 1% of sales. Prepare the December 31 year-end adjusting entry for uncollectibles

Answers

On December 31, Warner Company must make an adjusting entry to account for uncollectibles.

Prepare the December 31 year-end adjusting entry for uncollectibles?Debit Allowance for Doubtful Accounts for $4,500Credit Accounts Receivable for $4,500On December 31, Warner Company must make an adjusting entry to account for uncollectibles.Uncollectibles are estimated to be 1% of sales, or $4,500 ($450,000 x 0.01). The adjusting entry would be to debit Uncollectible Accounts Expense for $4,500 and credit Allowance for Doubtful Accounts for $4,500.This will increase Uncollectible Accounts Expense and reduce Allowance for Doubtful Accounts, thus decreasing Accounts Receivable by the same amount.After making this adjusting entry, the Accounts Receivable balance would be $111,500 ($116,000 - $4,500), the Allowance for Doubtful Accounts balance would be $4,270 ($770 + $4,500), and the Uncollectible Accounts Expense balance would be $4,500.

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Mention 3 benefits of properly planning your responses when answering examination questions Grain drying is process of drying grain to prevent spoilage during storage. In a farm, the moisture content of 20 tonnes of grain is to be dried from 20% to 15% (wet-basis) in 10 hours. Determine the weight of grain after drying. Compute net operating profit after tax (NOPAT) for 2018. Assume that the combined federal and state statutory tax rate is 22%. (Round your answer to the nearest whole number. ) a project that has a 12% continuously compounded interest rate will be worth $6,000 at the end of 2.5 years. how much is invested now? a. $5,445 b. $4,445 c. $3,445 d. $4,000 How has globalization impacted terrorism and extremism? Provide specific examples. Which of these phrases related to the topic of the Industrial Revolution is objective?O"money-grasping mill owners"O "ragged, penniless workers"O"brilliant, innovative thinkers"O "six-day workweeks Does the Constitution give power to the Supreme Court? During extended, intense exercise, a person begins to tire and breathe heavily. If this person continues to exercise, his muscles will soon switch froma) aerobic respiration to anaerobic (alcoholic) respirationb) anaerobic (lactic acid) respiration to aerobic respirationc) anaerobic (alcoholic) respiration to aerobic respirationd) aerobic respiration to anaerobic (lactic acid) respiration what is 30% of 180 show work Name three planes that intersect at point E. Cost pools should be charged to responsibility centers by using: Multiple Choice budgeted amounts of allocation bases because the behavior of one responsibility center should influence the allocations to other responsibility centers. actual amounts of allocation bases because the behavior of one responsibility center should influence the allocations to other responsibility centers. actual amounts of allocation bases because the behavior of one responsibility center should not influence the allocations to other responsibility centers. some other approach. budgeted amounts of allocation bases because the behavior of one responsibility center should not influence the allocations to other responsibility centers. A set of high school student heights are normally distributed with a mean of 161 centimeters and a standard deviation of 15 centimeters. Mikio is a high school student with a height of 191 centimeters. What proportion of student heights are higher than Mikio's height? Help ! If you're not starbright , please do not answer or i'll report , but if you have the right answer with correct proof , you won't get reported ! I need help because I dont get this 1/2 of our meal is supposed to be made up of what? what is Rickys view on Anthonys quitting the soccer team? true or falsefinancial accounting is the area of accounting aimed at serving external users by providing them with general-purpose financial statements. What were the benefits of the Triangular Trade to the regions involved? 17. Two organisms in the same Class are more closely related than two organisms inthe same - Jen is planting a sunflower Garden she will need [tex] \frac{3}{4} [/tex] a pound of sunflower seeds how many ounces of sunflower seeds will she buy?