A solution to the adverse selection problem can be:
a. Reputation mechanisms.
b. The creation of a market.
c. Building a fence.
d. Free riding.
Answers
Reputation mechanisms is a solution to the adverse selection problem.
Therefore Option A is correct.
What is Adverse selection problem and reputation mechanism?
Adverse selection refers generally to a situation where sellers have information that buyers do not have, or vice versa, about some aspect of product quality.
Effects of Adverse Selection
Higher Prices for Customers. Lower Consumption.Health Risk.Reputation mechanism
It is a mechanism used in P2P systems to associate the identities of peers with the opinions of other peers about the contribution of the former, and to acquaint the participating peers with this association.
Hence, Option A is correct.
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Related Questions
What is the purpose of active listening?
Answers
Explanation:
Active listening serves the purpose of earning the trust of others and helping you to understand their situations. Active listening comprises both a desire to comprehend as well as to offer support and empathy to the speaker.
Gaining others' trust and gaining insight into their circumstances are two benefits of active listening. Both a want to understand and a desire to support and empathize with the speaker are components of active listening.
What are components?A component is an identifiable portion of a larger program or construction in the programming and engineering fields. A component often performs one specific function or a set of related functions. A component is something that is a piece of a bigger whole. An example of a component is a CD player in a stereo system. An illustration of a component is an ingredient in a recipe. Noun.
Abiotic factors are non-living parts of an ecosystem that have an impact on their surroundings. Terrestrial ecosystems can be characterized by factors like temperature, light, and water. Ocean currents and salinity are examples of abiotic components in a marine ecosystem.
Active listening is a technique for listening to and responding to another person that enhances comprehension between the two parties. To diffuse the situation and look for solutions to issues, it is crucial to take this initial move. Students will learn what active listening is in this session and why it is crucial for handling disagreements.
Therefore, the speaker is a component of active listening.
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Your client, Bo Regard, holds a complete portfolio that consists of a portfolio of risky assets (P) and T-Bills. The information below refers to these assets. E(Rp) 12.00 % Standard Deviation of P 7.20 % T-Bill rate 3.60 % Proportion of Complete Portfolio in P 80 % Proportion of Complete Portfolio in T-Bills 20 % Composition of P: Stock A 40.00 % Stock B 25.00 % Stock C 35.00 % Total 100.00 % What is the expected return on Bo's complete portfolio
Answers
A. 3.48 % B. 7.55 % C. 9.28 % D. 10.67 % <--Correct Answer
E(Rp) = (1/6)*0% + (1/2)*7% + (1/3)*12% = 9,33% or about 9,3%.
This is the correct answer.
When plotting log wages (y-axis) against years of schooling (x-axis), the slope of the regression line indicates Group of answer choices the average years of schooling. the economic return to each additional year of schooling measured in dollars. the average wage. the economic return to each additional year of schooling measured in percentage terms. the average logged wage.
Answers
Answer:
When plotting log wages (y-axis) against years of schooling (x-axis), the slope of the regression line indicates
the economic return to each additional year of schooling measured in dollars.
Explanation:
While the slope indicates the steepness of a line, the intercept indicates the location where the slope intersects an axis. Together, the slope and the intercept define the linear relationship between the two variables: the independent and the dependent variables. They can be used to estimate an average rate of change. In a line of best fit, described by the equation ŷ = bX + a, the slope of the line is b while a is the intercept (i.e., the value of Y when X = 0).
enter mia profit/loss for the 2 month
Answers
which is one advantage of private insurance offered by most employers
Answers
Answer: A managed care plan that keeps costs low
Explanation:
I took the test
an example of a capital good is ____________.
Answers
Answer: Vehicle(s)
Explanation: Capital goods are all man-made, if they aren't naturally occurring it is often that they are a capital good
what is the approximate present value of receiving $5,000 per year for 10 years if the first receipt is 7 years from today and interest is discounted at 5% annually?
Answers
The approximate present value of receiving $5,000 per year for 10 years, with the first receipt 7 years from today and interest discounted at 5% annually, is $33,585.
Calculate the present value of each of the 10 annual payments using the formula for present value of an annuity.
PV = C × [(1 - (1 + r)^-n) / r]
where PV is the present value, C is the annual payment, r is the discount rate, and n is the number of periods.
In this case, C = $5,000, r = 5%, and n = 10.
Using the formula, the present value of each annual payment is:
PV = $5,000 × [(1 - (1 + 0.05)^-10) / 0.05] = $35,487.67
Calculate the present value of the annuity starting in year 7 by discounting each of the 10 annual payments to its present value at year 7.
To discount each annual payment to its present value at year 7, we need to use the formula for present value of a single amount:
PV = FV / (1 + r)^n
where FV is the future value, r is the discount rate, and n is the number of periods.
In this case, n is the number of years from the year of the payment to year 7.
The present value of each annual payment at year 7 is:
PV = $35,487.67 / (1 + 0.05)^7 = $22,281.73
Calculate the total present value by summing the present values of all 10 annual payments.
Since there are 10 annual payments, the total present value is:
Total PV = $22,281.73 × 10 = $222,817.33
However, this value is in year 7 dollars, so we need to convert it to present value in today's dollars by discounting it by 5% for 7 years using the same formula for present value of a single amount.
The present value in today's dollars is:
Present Value = $222,817.33 / (1 + 0.05)^7 = $33,585.08
Therefore, the approximate present value of receiving $5,000 per year for 10 years, with the first receipt 7 years from today and interest discounted at 5% annually, is $33,585.
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Question 1 of 10
Why can consumers have influence over politicians?
O A. Government agencies are required to address consumer
complaints.
B. Consumers are able to boycott politicians' re-election campaigns.
C. Corporations use profits from consumers to lobby the
government.
D. Politicians rely on the votes of consumers to keep them in office.
SUBMIT
Answers
Answer:
it's most likely B or D. but you need to double check
Answer:
D. Politicians rely on the votes of consumers to keep them in office.
Explanation: i took the test.
please help with this question :0
Answers
Answer:
darling, soes it have a read?
Explanation:
it is possible that trade based on external scale economies may leave a country worse off than it would have been without trade. explain how this could happen.
Answers
Trade is an important activity that enables countries to exchange goods and services with one another. External scale economies are those that can only be achieved if a particular level of production or a certain level of demand is reached by a company or industry.
The presence of external economies of scale in a particular industry can help to increase production efficiency and reduce the cost of production for a company. External economies of scale can be driven by a number of factors, including access to specialized labor, better technology, or larger markets. When it comes to trade, countries may engage in this activity to take advantage of external economies of scale. They may do this by exporting goods and services to other countries or by importing goods and services from other countries. This can lead to increased trade and can also result in countries specializing in the production of certain goods or services.
While trade can be beneficial for countries, it is possible that trade based on external scale economies may leave a country worse off than it would have been without trade. This could happen in several ways. First, if a country is unable to achieve the minimum level of production or demand required to benefit from external economies of scale, it may be left at a disadvantage when trading with other countries. Second, if a country becomes too specialized in the production of certain goods or services, it may become overly dependent on these products and may be vulnerable to fluctuations in demand or changes in the market.
Finally, if trade is not conducted fairly or if certain countries engage in protectionist policies, it may lead to a situation where some countries benefit more from trade than others. In conclusion, while trade can be beneficial for countries that are able to take advantage of external economies of scale, it is important for countries to carefully consider the potential risks and drawbacks of engaging in trade activities.
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In most cases, the reason products cost relatively little in one country and cost more in another is the Group of answer choices profiteering measures taken by exporting companies. consistency in perception of quality in all countries. inelastic demand of most consumer goods. requirement that all export goods must use set skimmed price. higher costs of exporting.
Answers
The main reason why cost of product is little in one country and more in another is because of
profiteering measures taken by exporting companies.higher costs of exporting.Cost of exportation of goods, taxes, original product cost, Profit measures are all part of reasons why exported goods are more higher in cost when compared to the cost in producing country.
The company who imported the product will ensure its makes profiton the sales and also, the cost of moving the product into the country are usually high, therefore, they all contributed to the high cost
Therefore, the Option A and E is correct because profiteering measures taken by exporting companies and higher costs of exporting contributes to the higher cost of exported products
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describe your management experience , including a time you effectively resolved a difficult situation from a management capacity
Answers
Answer:
I managed workers of seven in the associate degree info Services department whose responsibilities enclosed delivering specifications and software package to internal purchasers. My role was that of PM or Project Manager, and my responsibilities enclosed one. guaranteeing every staffer was alert to their specific duties, 2. maintained the relevant timelines and ensured every team-member's deliverables arrived on time, 3. arranged, coordinated, and crystal rectifier conferences to debate current and approaching come, and 4. maintained knowledgeable and cozy social atmosphere for my workers.
One of the tougher problems I Janus-faced was after we employed a very bright developer whose my leader had W2'd in from the Asian nation. though he was very precocious in development of the cultural variations between his land and our mostly-female dev team quickly became telling. Sensing the growing hostility in my work cluster, and distinctive the problem, I quietly organized for the W2 worker to attend a cultural sensitivity coaching seminar (couching it as a necessary attend for all employees), and taking aside the pained parties and asking in a well-mannered way to figure with Maine on desegregation him. In the end, he came to a lot of embarrassed, apologized, and our team ran like mechanism thenceforth
help ASAP
Currently, a government's budget is balanced. The marginal propensity to consume is 0.80. The government has determined that each additional $10 billion in new government debt it issues to finance a budget deficit pushes up the market interest rate by 0.20 percentage points. It has also been determined that every 0.10 (one-tenth) percentage-point change in the market interest rate generates a change in planned investment expenditures equal to $4 billion. Finally, the government knows that to close a recessionary gap and take into account the resulting change in the price level, it must generate a net rightward shift in the aggregate demand curve equal to $200 billion.
Assuming that there are no direct expenditure offsets to fiscal policy, calculate the increase in government expenditures necessary to close the recessionary gap. (Hint: How much private investment spending will each $10 billion increase in government spending crowd out?)
$ ___ billion. (Enter your response rounded to two decimal places.)
Answers
The amount of $25.00 billion will be the private investment spending that each $10 billion increase in government spending will crowd out.
What is the explanation on government expenditure?When the government expenditure increased by $1 billion, the planned investment expenditure will falls by $0.20 billion., hence, for each $1 billion increase in government spending, there is a net change in intial spending of $0.2 billion
Also, the aggregate demand curve will shift to the right by the net change in spending multiplied by the multiplier, which equals 1- MPC.
Hence, the net increase in AD due to the $1 billion increase in government expenditure is equals what is known as the net multiplier.
Therefore, the amount of $25.00 billion will be the private investment spending that each $10 billion increase in government spending will crowd out.
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Lyon Company had the following transactions: Apr. 8 Issued a $6,000, 60-day, six percent note payable in payment of an account with Bennett Company. May 15 Borrowed $40,000 from Lincoln Bank, signing a 60-day note at nine percent. Jun. 7 Paid Bennett Company the principal and interest due on the April 8 note payable. Jul. 6 Purchased $14,000 of merchandise from Bolton Company; signed a 90-day note with ten percent interest. Jul. 14 Paid the May 15 note due Lincoln Bank. Oct. 2 Borrowed $30,000 from Lincoln Bank, signing a 120-day note at nine percent. Oct. 4 Defaulted on the note payable to Bolton Company. Required a. Record these transactions in general journal form. b. Record any adjusting entries for interest in general journal form. Lyon Company has a December 31 year-end. Round answers to nearest dollar. Use 360 days for interest calculations.
Answers
Answer:
Lyon Company
General Journal with adjusting entries for interest expense:
Date Account Titles Debit Credit
Apr. 8 Accounts payable
(Bennett Company) $6,000
6% Note payable (Bennett Company) $6,000
To record the issuance of a 60-day note at 6% interest.
May 15 Cash $40,000
9% Note payable (Lincoln Bank) $40,000
To record the issuance of a 60-day note at nine percent.
Jun. 7 6% Note payable
(Bennett Company) $6,000
Interest expense $60
Cash $6,060
Jul. 6 Inventory $14,000
10% Note payable (Bolton Company) $14,000
To record the purchase of inventory by issuing a 90-day note.
Jul. 14 9% Note payable
(Lincoln Bank) $40,000
Interest expense $600
Cash $40,600
To record the full settlement of the note with interest.
Oct. 2 Cash $30,000
9% Note payable (Lincoln Bank) $30,000
To record the issuance of a 120-day note at 9% interest.
Oct. 4 10% Note payable
(Bolton Company) $14,000
Interest expense $350
Accounts payable (Bolton Company) $14,350
To record the default on payment of the note payable.
Explanation:
a) Data and Analysis:
Apr. 8 Accounts payable (Bennett Company) $6,000 6% Note payable (Bennett Company) $6,000 60-day
May 15 Cash $40,000 9% Note payable (Lincoln Bank) $40,000 a 60-day note at nine percent.
Jun. 7 6% Note payable (Bennett Company) $6,000 Interest expense $60 Cash $6,060
Jul. 6 Inventory $14,000 10% Note payable (Bolton Company) $14,000 a 90-day note
Jul. 14 9% Note payable (Lincoln Bank) $40,000 Interest expense $600 Cash $40,600
Oct. 2 Cash $30,000 9% Note payable (Lincoln Bank) $30,000
a 120-day note
Oct. 4 10% Note payable (Bolton Company) $14,000 Interest expense $350 Accounts payable (Bolton Company) $14,350
You see Paul dealing with Susan, an upset employee from another department. Susan is complaining about something that your department was supposed to do but didn't. You are in a back room and have not been seen by Susan. Paul is obviously frustrated and unable to deal with Susan effectively. You should:
a. Walk up to the pair and attempt to change the conversation.
b. Introduce yourself to Susan and offer your assistance.
c. Ask your supervisor to offer some interpersonal skills training to Paul.
d. Tell Paul that Susan is needed by the supervisor to end the situation.
Answers
what are the pros and cons of being a program director
Answers
Answer:
Con- it takes a looong time
A provision in the bond indenture that forces the corporation to make arrangements for bond repayment before the maturity date is called a(n) ____________ fund.
Answers
Based on the information given the bond repayment before the maturity date is called a(n) Sinking fund.
Sinking fund can be defined as the amount of money a company or organization saved so as to pay off their debt or loan amount before the repayment maturity date or period.
Sinking fund is important as it enables company to save for the amount they borrowed until future date.
With this companies can prepare or make arrangement for the debt repayment so as to easily payoff the amount loan to them.
Inconclusion bond repayment before the maturity date is called a(n) Sinking fund.
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Which industry is Amazon involved in ?
Answers
Answer:
Cloud computing e-commerce artificial intelligence consumer electronics digital distribution self-driving cars
Explanation:
Answer:
Cloud computing e-commerce
Explanation:
it is used for artificial intelligence or the use of robots
Match the examples with the types of goods.
To match them, click the example, and then click the type of good.
Unsought good
Omar buys a snack bag of chips that he noticed while
waiting in line at the store.
Joaquin pays for renters' insurance so that he will get
paid if his belongings are destroyed in an accident or
burglary
Convenience
impulse good
Jamie goes to the store to buy toothpaste.
Convenience
staple good
Wanda reads reviews of different video cameras to
decide what brand she wants, and then chooses the
store with the lowest price on that item.
Shopping good
Adriana only buys doughnuts from her favorite local
doughnut shop.
Specialty good
Answers
Answer:
Omar buys a snack pack of chips that he noticed while in line at the store - Convenience impulse good. Convenience impulse good are good which entices the consumer which leads to he making purchase without researching or thinking.
Joaquin pays for renters' insurance so that he will get paid if his belongings are destroyed in accident or burglary - Unsought good. Unsought good are goods that the consumer has no prior knowledge on and usually purchased out of fear.
Jamie goes to the store to buy toothpaste - Convenience staple good. Convenience staple good are goods regularly consumed.
Wanda reads review of different video cameras to decide what brand she wants, and then chooses the store with the lowest price on that item - Shopping good. Shopping good are goods purchased after consumer had compared its prices, quality in different store.
Adriana only buys doughnuts from her favorite local doughnut shop - Specialty good. Specialty good are goods which specific characteristics and benefit such that consumer has a reason for purchasing it.
the negative impact of the coronavirus on businesses
Answers
Answer:
UNEMPLOYMENT..
main cause..
You own a construction business and need to hire workers to build a house and add one worker at a time to the added contribution of each worker. At what point will you stop hiring workers ? Relate this process to the three stages of production function as you explain your answer .
Answers
In the long run, all inputs are variable, so the marginal product of labor will continue to decline as more workers are added. Eventually, the marginal cost of hiring additional workers will exceed the marginal benefit, and it will no longer be profitable to hire more workers.
In the context of a construction business, you would likely stop hiring workers when the marginal product of labor begins to decline, or when the marginal cost of hiring additional workers exceeds the marginal benefit. This decision would be based on your analysis of the costs and benefits of hiring more workers, and your assessment of the efficiency and productivity of your construction process
Catherine has been managing her company for a couple of years. She now plans to expand her business by bringing in fresh funding through a new stock issue. She would like to inform her investors about this development. What would Catherine use to inform investors about this development in her company?
Catherine would use to inform investors about the development in her company.
Answers
Answer:
Newsletter on website and social media platforms. Email to investorsExplanation:
In order to reach as many of her investors as possible, Catherine can write up a news update or newsletter explaining the change to her investors and then post it on the company website. She should also post it to their social media platforms as an increasing number of people check these as opposed to websites.
In the event that her investors are not public but rather private, Catherine would have would have their contact details such as email. She can therefore send the update to their email addresses. This will increase the chances of the investors seeing it.
Answer: Direct mail
Explanation: Direct mail enables an advertiser to reach target customers through mail, thereby making it a selective and specific medium. Media vehicles in direct mail include manuals, booklets, catalogues, newsletters, invitations, posters, coupons, and charts. To send out mailers, however, an advertiser needs to have an updated list of target contacts. Direct mail is a cheap advertising medium, and its advantage is that mailers can contain a lot of information. It also includes a feedback option in the form of reply cards to prompt customers to respond.
raina invested her savings in two investment funds. the amount she invested in fund a was less than the amount she invested in fund b. fund a returned a profit and fund b returned a profit. how much did she invest in fund b, if the total profit from the two funds together was ?
Answers
Raina invested her savings in two investment funds. The $6000 that she invested in Fund A returned a 3% profit. The amount that she invested in Fund B returned 10% a profit. The amount invested in fund B is $8000.
Give a brief account on investment funds.An investment fund is a sum of money that several investors pool together to buy assets, with each participant owning and controlling their own individual shares. Investors that use investment funds have access to a greater variety of investments, superior management, and lower investment costs than they could otherwise have.Mutual funds, exchange-traded funds, money market funds, and hedge funds are just a few examples of the several types of investment funds.
Individual investors cannot choose how a fund should invest its assets while using investment funds. Simply said, they decide on a fund based on its objectives, risk, costs, and other elements. A fund manager manages the fund and makes decisions regarding which securities to hold, how many to hold, and when to buy and sell them.
To solve :
Let ,
The amount invested in fund B = $x
The amount invested in fund A = $6000
Fund A profit = 3% of 6000
= $180
Fund B profit = 10% of x
= $0.1x
Total amount of saving = $6000 + $x
Total profit = 7% ($6000 + $x)
Profit from fund a + fund b = 0.7 ($6000 + $x)
180 + 0.1 x = 420 + 0.07x
0.1 x - 0.07x = 420-180
0.03x = 240
x = $8000
Therefore, amount invested in fund B is $8000.
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The complete question is mentioned below :
Raina invested her savings in two investment funds. The $6000 that she invested in Fund A returned a 3% profit. The amount that she invested in Fund B returned 10% a profit. How much did she invest in Fund B, if both funds together returned a 7% profit?
A social media application would most likely do which of the following? (6 points)
Allow users to watch popular movies and TV shows
Connect users with social and business contacts
Confirm users' travel plans
Teach users a new language
Answers
Answer:
B: Connect users with social and business.
Explanation:
This is one of the primary uses of Social Media. It is to help contact people you know, whether it be your boss from work, or a distant relative. Social Media helps you contact anyone from anywhere around the globe.
A social media app would almost certainly connect users with social and professional contacts. Option B is correct.
What is social media?Social media are defined as interactive technologies that help the creation and transmission of message, interests, thoughts, and other forms of look with the help of virtual communities and networks.
Users would just about surely be connected with social and professional contacts via a social media app.
Therefore, option B correct.
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Which is NOT something you should look for in a savings account?
a) Low (or no) monthly fee
b) Rewards for using your debit card
c) Free online banking
d) Competitive interest rate
Answers
Answer:
b) Rewards for using your debit card
Explanation:
If it’s a saving account why would I using my debit?
an increase in the government budget deficit will shift the
Answers
An increase in the government budget deficit causes a shift in saving, investment, the demand for money, and interest rates.
When an increase in government budget deficit occurs, there is a shift that takes place in the following aspects; saving, investment, the demand for money, and interest rates. The government budget deficit is a measure that demonstrates when the amount of money the government spends exceeds the amount of revenue it generates. In other words, it occurs when the government is spending more money than it is collecting in taxes. In this situation, the government borrows funds by issuing securities such as bonds to cover the shortfall.
The government budget deficit causes a shift in the demand for money. When the government borrows funds from the public, people will hold more money as there will be less available money in circulation. As a result, the demand for money will rise. The increase in the demand for money causes an increase in interest rates. Higher interest rates cause an increase in saving and a decrease in investment.
This is because when interest rates are high, people will be incentivized to save more money and less likely to spend it. In conclusion, an increase in the government budget deficit causes a shift in saving, investment, the demand for money, and interest rates.
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hi, need answers for these
questions
Taiichi Ohno originally assembled what he thought were the "7 Deadly Wastes" most commonly found in an organisation. (3 marks) i. Identify the "7 Deadly Wastes" as defined by Taiichi Ohno. (4 marks) i
Answers
Answer: Transportation, inventory, motion, awaiting, overprocessing, excessive production, and defects are the "7 Deadly Wastes" that Taiichi Ohno named.
Explanation:
These wastes were recognised by Taiichi Ohno, the inventor of the Toyo Production System, as impediments to effective production and value generation.
Transportation is the term used to describe the pointless movement of goods or resources.
Inventory is overstock that consumes resources and may result in waste.
Motion is defined as unneeded movement or worker actions that do not advance the production process.
Waiting denotes wasted time or gaps in the flow of production that lead to inefficiency.
Overprocessing refers to the addition of more value than is required or desired by the client.
Overproduction results in waste and surplus inventory when more is produced than is necessary.
Products or processes with defects need to be reworked or discarded since they don't fulfil quality requirements.
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Assume that a certain business has $1,000 worth inventory, $1,000 cash in bank, and $10,000 receivable from customers in three months. Further, the business needs to pay a short-term loan worth $5,000 in less than six months. What might be the working capital requirement of this business?
A.
$5,000
B.
$6,000
C.
$7,000
D.
$8,000
E.
$12,000
Answers
Answer:
A. $5,000
Explanation:
Plato
The working capital requirement of this business is $5,000. Thus, option A is correct.
What is working capital?A financial term known as working capital (WC) measures the operating liquidity that is accessible to a company, organization, or other organization, including governmental agencies.
Working capital is seen as a component of operational capital, along with fixed assets like plant and equipment. Current assets are equal to gross working capital. Current assets less Current Liabilities equals Working Capital. An entity has a working capital deficiency, also known as a working capital deficit and negative working capital, if current assets are fewer than current liabilities. Despite having assets and profits, a business may lack liquidity if its assets cannot be quickly transformed into cash.
Therefore, we can conclude that option A is correct.
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which of these is not a way that value is delivered on agile projects? a. corrective action b. make processes explicit c. inspection and testing d. continuous integration
Answers
The four main tenets of agile delivery are applied to bring about these advantages:Iterative development, value-based prioritizing, teamwork, and customer focus.
Software development teams construct software progressively at the start of a project rather than releasing it all at once after it is finished using the iterative approach known as agile delivery.
Agile development refers to using incremental, iterative, and lean methods to simplify and expedite project delivery.
Agile development methodologies place a strict emphasis on delivering business value as early as possible and continually, with running, tested software serving as the primary gauge.
The team must, therefore, concentrate on using product features as the primary planning, tracking, and delivery unit.
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1. What product/ service do you want to offer or manufacture? Why?
2. How are you going to advertise your product/service?
3. What made you choose the current location of your business?
Answers
Answer:
1. What product/ service do you want to offer or manufacture? Why?
The service would be a data analytics service. The reason is that data science and data analytics have become more and more important for companies in recent years, and there is a growing market for this kind of services.
2. How are you going to advertise your product/service?
This is a specialized service so hopefully word of mouth, and networking would be the main advertising networks. Besides that, some advertising in social media would be helpful.
3. What made you choose the current location of your business?
Because data analytics is a very digitalized job, the location of the business could be almost anywhere. Relatively low taxation, an educated workforce, and good business environment would be the main factors in deciding the location of the business.